COLLINS & CO FINANCIAL PLANNING LTD
🌿Early-stageactive
13565899 · ltd · incorporated 2021-08-13
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Fund management activities
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 71/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-08-31 | 2024-08-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2026-03-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-05-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-05-17📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-05-17📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-17📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-17📄change-person-director-company-with-change-dateofficers · CH01
- 2023-08-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-07-19📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-02-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-05-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-08-13🏢Company incorporatedAs COLLINS & CO FINANCIAL PLANNING LTD
- 2021-08-13➕COLLINS, Gareth Edward David appointeddirector
- 2021-08-13➕MANWARING, Stephanie Jane appointeddirector
- 2021-08-13📄incorporation-companyincorporation · NEWINC
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "COLLINS" — strong identity link between founder and business.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Gareth Edward David Collins Individual · British · DOB 02/1978 · age 48 | 50–75% | — | 50-75% shares | 13/08/2021 |
Miss Stephanie Jane Manwaring Individual · British · DOB 04/1985 · age 41 | 25–50% | — | 25-50% shares | 05/05/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| BLU NOVA TRADING LTD→ 16570519 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CAUSON BUSINESS FINANCE LIMITED→ 15888072 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CLEAR FINANCIAL (LEICESTER) LTD→ 11826936 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| CORPORATE ADVICE & SOLUTIONS (UK) LTD→ 11771187 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| COX COMMERCIAL INVESTMENTS LTD→ 09813413 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| CRANWOOD MORTGAGE SERVICES LIMITED→ 06501996 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| CRK COMMERCIAL INSURANCE SERVICES LIMITED→ 04639065 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| CROSSROADS FINANCE LIMITED→ 11739393 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CROWNHOUSE IFAS LIMITED→ 04714105 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| D. COBURN LIMITED→ 16678913 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| DA21 CONSULTANCY LTD→ 13970832 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| DAH INVESTMENTS LIMITED→ 15227405 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-08-13
Jurisdictionengland-wales
Primary SIC66300 — Fund management activities
Registered office
5 Norwood Close
Hinckley
LE10 1TS
England
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-05-19
Last: 2026-05-05
Officers (2 active · 0 resigned)
COLLINS, Gareth Edward David→
Activedirector · ~48y · appointed 2021-08-13
View their other companies + combined net worth →
MANWARING, Stephanie Jane→
Activedirector · ~41y · appointed 2021-08-13
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (20 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-05-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-28
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-13
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-05-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-05-20
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-17
change-person-director-company-with-change-date
officers · CH01
2024-05-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-05-17
change-person-director-company-with-change-date
officers · CH01
2024-05-17
change-person-director-company-with-change-date
officers · CH01
2024-05-17
change-person-director-company-with-change-date
officers · CH01
2024-05-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-08-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-07-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-19