ACURA WEALTH LTD
🌿Early-stageactive
13578284 · ltd · incorporated 2021-08-23
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£-4
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 70/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
15 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Negative net assets
Liabilities exceed assets by £4
Very low cash
Cash position: £55
Cash YoY
+77%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£55
↑ 77% YoY
Net Worth
-£4
↑ 86% YoY
Current Assets
£55
↑ 77% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £-4 | £-28 |
| Current assets | £55 | £31 |
| Cash | £55 | £31 |
| Net assets | £-4 | £-28 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
- • 1 persons-with-significant-control
- • 1 officers
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (14 events)Click to expand
- 2025-12-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-18📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-21📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-10-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-10-10📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-03-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-09-09✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2021-08-23🏢Company incorporatedAs ACURA WEALTH LTD
- 2021-08-23➕MCHUGH, Patrick Joseph Frank appointeddirector
- 2021-08-23➕SLOMAN, Luke Anthony appointeddirector
- 2021-08-23📄incorporation-companyincorporation · NEWINC
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Patrick Joseph Frank Mchugh Individual · British · DOB 10/1972 · age 54 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 23/08/2021 |
Mr Luke Anthony Sloman Individual · British · DOB 09/1986 · age 40 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 23/08/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · CF postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 7336 LIMITED→ 15141768 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 8C FINANCIAL SERVICES LTD→ 10210572 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| A & H INDEPENDENT FINANCIAL SERVICES LTD→ 03198824 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| A C & J FINANCIAL SERVICES LTD→ 10113380 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| A D ASSET MANAGEMENT LTD→ 11532681 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| A&P FIRE SOLUTIONS LTD→ 16978168 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AA HOLDINGS BRIDGEND LTD→ 15750510 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABBY LEWIS CONSULTING LTD.→ 09125911 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ABOUT LENDING LIMITED→ 13513027 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ABZ ALPHA LTD→ 15330908 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACURA MORTGAGE & LIFE LTD→ 15796826 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADMIRAL FINANCIAL SERVICES LIMITED→ 10255225 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-08-23
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
3 Brynach Way
Cowbridge
CF71 7FZ
Wales
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-05
Last: 2025-08-22
Officers (2 active · 0 resigned)
MCHUGH, Patrick Joseph Frank→
Activedirector · ~54y · appointed 2021-08-23
View their other companies + combined net worth →
SLOMAN, Luke Anthony→
Activedirector · ~40y · appointed 2021-08-23
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (15 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-18
change-person-director-company-with-change-date
officers · CH01
2025-12-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-29
change-person-director-company-with-change-date
officers · CH01
2024-07-21
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-11-23
accounts-with-accounts-type-dormant
accounts · AA
2023-10-31
change-account-reference-date-company-previous-shortened
accounts · AA01
2023-10-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-22
accounts-with-accounts-type-dormant
accounts · AA
2023-03-22
certificate-change-of-name-company
change-of-name · CERTNM
2022-09-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-22
incorporation-company
incorporation · NEWINC
2021-08-23