A&E INVESTMENTS LTD
🌿Early-stageactive
13585229 · ltd · incorporated 2021-08-25
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£8.1k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68201Renting and operating of Housing Association real estate
- 68320Management of real estate on a fee or contract basis
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 71/100 (strong), bankability 62/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 4.4y
25/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Charge age ~4.4 years — mid-life; refi window approaching.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £8,124
Cash YoY
+2%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£5k
↑ 2.3% YoY
Net Worth
£8k
↑ 580% YoY
Current Assets
£6k
↑ 11% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Total assets | £89.8k | £82.9k |
| Current assets | £5.8k | £5.2k |
| Cash | £5.2k | £5.0k |
| Debtors | £665 | £205 |
| Net assets | £8.1k | £1.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 mortgage
Last 90 days
2
filings
- • 1 mortgage
- • 1 accounts
Last 180 days
3
filings
- • 1 mortgage
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2026-06-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-06-16🔒Charge registered #3Lender: Kensington Mortgage Company Limited
- 2026-05-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-06-03📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-03📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-07🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2024-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-03-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-01🔒Charge registered #1Lender: West One Secured Loans Limited
- 2021-08-25🏢Company incorporatedAs A&E INVESTMENTS LTD
- 2021-08-25➕KOCZKODON, Ewelina appointeddirector
- 2021-08-25➕MOSES, Ayo appointeddirector
- 2021-08-25📄incorporation-companyincorporation · NEWINC
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Ewelina Koczkodon Individual · Polish · DOB 01/1988 · age 38 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 25/08/2021 |
Mr Ayo Moses Individual · British · DOB 09/1980 · age 46 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 25/08/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ADP PARTNERSHIP LIMITED→ 13680008 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ADPROP REAL ESTATE DEVELOPMENT LTD→ 11339675 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ADPT PROPERTY MANAGEMENT LTD→ 15007242 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADRIATIC LAND 1 (GR3) LIMITED→ 05489411 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| AED ASSOCIATES LIMITED→ 09724579 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AEH PROPERTY HOLDINGS LIMITED→ 14544887 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AEOLA IT SOLUTIONS LTD→ 12021492 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AEREN PROPERTIES LTD→ 09743339 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AETHERSTONE LTD→ 16641985 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AETREUM ASSET MANAGEMENT LIMITED→ 11087759 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AETREUMCAP LIMITED→ 13200280 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AF PARKS LTD→ 13361569 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-08-25
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
128 City Road
London
EC1V 2NX
United Kingdom
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-03-25
Last: 2026-03-11
Officers (2 active · 0 resigned)
KOCZKODON, Ewelina→
Activedirector · ~38y · appointed 2021-08-25
View their other companies + combined net worth →
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
3
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 16/06/2026 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 07/06/2024 | — | |
| outstanding | West One Secured Loans West One Secured Loans Limited | A registered charge | 1 property | 01/03/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (18 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-06-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-06-03
change-person-director-company-with-change-date
officers · CH01
2025-06-03
change-person-director-company-with-change-date
officers · CH01
2025-06-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-06-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-10