1ST FIX PROPERTIES LIMITED
Opportunity 72/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -99% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
2 live charges · oldest 3.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~3.9 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £241.0k | £235.5k |
| Current assets | £69.2k | — |
| Cash | £720 | £63.6k |
| Debtors | £68.5k | — |
| Net assets | £3.1k | £1.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (11 events)Click to expand
- 2025-09-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-06🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2024-08-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-25🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2021-11-12🏢Company incorporatedAs 1ST FIX PROPERTIES LIMITED
- 2021-11-12➕RAMSEY, Claire appointeddirector
- 2021-11-12➕RAMSEY, Mitchell Clark appointeddirector
- 2021-11-12📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mitchell Clark Ramsey Individual · British · DOB 11/1970 · age 56 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 12/11/2021 |
Mrs Claire Ramsey Individual · British · DOB 11/1973 · age 53 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 12/11/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| 1411PROPERTIES LIMITED→ 15604052 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
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| 2 CHAPEL TERRACE LTD→ 16765463 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 06/12/2024 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 25/07/2022 | — |