AM & RS CAPITAL LTD
💤Zombieactive
13788845 · ltd · incorporated 2021-12-08
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Sector: Financial & insurance
ALSO REGISTERED FOR
- 68100Buying and selling of own real estate
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 71/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
16 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-12-31 | 2024-12-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (15 events)Click to expand
- 2026-02-17📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-10-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-09-15➖SOMAIYA, Rishiraj Virendra resigneddirector
- 2025-09-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-15📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-06-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-04-24📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-09-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-01-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-01-17📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-01-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-01-09➕SOMAIYA, Rishiraj Virendra appointeddirector
- 2021-12-08🏢Company incorporatedAs AM & RS CAPITAL LTD
- 2021-12-08➕MALIK, Atif Riaz appointeddirector
- 2021-12-08📄incorporation-companyincorporation · NEWINC
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Atif Riaz Malik Individual · British · DOB 06/1975 · age 51 | 25–50% | — | 25-50% shares | 08/12/2021 |
1 historic (ceased) PSC
- Mr Rishiraj Virendra Somaiyaceased 15/09/2025· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 4ME GROUP LTD→ 10219163 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 5 STAR MORTGAGE SOLUTIONS LIMITED→ 08939438 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| A P H COMMERCIAL PROPERTY LIMITED→ 10610054 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| AADT LIMITED→ 16827831 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AB HUB SERVICES LTD→ 14758378 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ABCS2 HOLDINGS LTD→ 10411855 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ALDERLEY SECURITIES LIMITED→ 15042233 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALGREAT PROFESSIONAL SERVICES LIMITED→ 07013508 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| ALKANE INVESTMENTS LTD→ 12116427 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ALPHA MORTGAGES LIMITED→ 10341973 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ALTUROS GROUP LIMITED→ 16501078 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMG FINANCIAL SOLUTIONS LIMITED→ 05194334 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-12-08
Jurisdictionengland-wales
Primary SIC64921 — Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Registered office
Unit 17 (3) Meadow Industrial Estate
Water Street
Stockport
SK1 2BU
England
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2026-09-29
Last: 2025-09-15
Officers (1 active · 1 resigned)
MALIK, Atif Riaz→
Activedirector · ~51y · appointed 2021-12-08
View their other companies + combined net worth →
SOMAIYA, Rishiraj Virendra→
Resigneddirector · ~50y · appointed 2022-01-09 · resigned 2025-09-15
Click a director name to see their full track record across all companies.
Recent filings (16 total)
accounts-with-accounts-type-dormant
accounts · AA
2026-02-17
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-10-10
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-15
termination-director-company-with-name-termination-date
officers · TM01
2025-09-15
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-09-15
accounts-with-accounts-type-dormant
accounts · AA
2025-06-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-04
accounts-with-accounts-type-dormant
accounts · AA
2024-04-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-27
accounts-with-accounts-type-dormant
accounts · AA
2023-09-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-28
confirmation-statement-with-updates
confirmation-statement · CS01
2022-01-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-01-17
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-01-17
appoint-person-director-company-with-name-date
officers · AP01
2022-01-17