A & J PROPERTY HOLDINGS AND INVESTMENT LTD
🌿Early-stageactive
13799296 · ltd · incorporated 2021-12-14
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueActive trading company with a 67-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 70/100. Strong seller-intent signal (60/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2025-11-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-24📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2023-01-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-06📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-01-06📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-01-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-01-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-01-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-01-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-01-02📄memorandum-articlesincorporation · MA
- 2022-01-02📄resolutionresolution · RESOLUTIONS
- 2021-12-30📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2021-12-21📄capital-allotment-sharescapital · SH01
- 2021-12-14🏢Company incorporatedAs A & J PROPERTY HOLDINGS AND INVESTMENT LTD
- 2021-12-14➕CHAMP, Karen appointeddirector
- 2021-12-14➕CHAMP, Stephen Henry appointeddirector
- 2021-12-14📄incorporation-companyincorporation · NEWINC
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 67 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Stephen Henry Champ Individual · British · DOB 02/1959 · age 67 | — | 25–50% | 25-50% voting | 14/12/2021 |
Karen Champ Individual · British · DOB 07/1966 · age 60 | — | 25–50% | 25-50% voting | 14/12/2021 |
2 historic (ceased) PSCs
- Ms Amy Clarissa Champceased 21/12/2021· 25-50% shares
- Ms Jessica Louise Champceased 21/12/2021· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · ST postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A J MARSON LIMITED→ 12776443 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| A.H PROPERTY & SOLUTIONS LTD→ 16763896 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A&J PROPERTY HOLDINGS LIMITED→ 11109236 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ACH DEVELOPMENTS LIMITED→ 14107031 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACIER HOMES LTD→ 13268126 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ACORN 59 INVESTMENTS LIMITED→ 10438400 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ACRE 296 LIMITED→ 03795107 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| ACTON GROUP ESTATES LTD→ 16943322 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ACTON MOAT LIMITED→ 12302839 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ACUMEN HORIZON LTD→ 16827822 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACV PROPERTIES (STOKE) LIMITED→ 10985506 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AD 2441 LTD→ 12363852 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-12-14
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
2 Airdale Road
Stone
ST15 8DW
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-27
Last: 2025-12-13
Officers (2 active · 0 resigned)
CHAMP, Karen→
Activedirector · ~60y · appointed 2021-12-14
View their other companies + combined net worth →
CHAMP, Stephen Henry→
Activedirector · ~67y · appointed 2021-12-14
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (24 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-15
change-account-reference-date-company-previous-extended
accounts · AA01
2023-05-24
confirmation-statement-with-updates
confirmation-statement · CS01
2023-01-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-01-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-01-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-01-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-01-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-01-09
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-01-06
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-01-06