ABL PROPERTY SERVICES LIMITED
📈Growthactive
13838972 · ltd · incorporated 2022-01-10
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 3.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
£17.1k
year to Jan 2026
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (70/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 3.8y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~3.8 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
- · Profitable and stable/growing — lender coverage supportable.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
11 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Profitable
Profit before tax £4,568
Strong revenue growth
Turnover up 25% YoY
Turned profitable
Returned to profit this year
Turnover YoY
+25%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2026-01-31 | 2025-01-31 |
|---|---|---|
| Turnover | £17.1k | £13.6k |
| Gross profit | £15.5k | £12.3k |
| Operating profit | £11.1k | £6.1k |
| Profit before tax | £4.6k | £-1.3k |
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
- 2026-03-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-02-27🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2022-10-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-09-21🔒Charge registered #1Lender: Paragon Bank PLC
- 2022-01-10🏢Company incorporatedAs ABL PROPERTY SERVICES LIMITED
- 2022-01-10➕LANCASTER, Andrew Nicholas appointeddirector
- 2022-01-10➕LANCASTER, Beverly Ann appointeddirector
- 2022-01-10📄incorporation-companyincorporation · NEWINC
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Beverly Ann Lancaster Individual · British · DOB 01/1977 · age 49 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 10/01/2022 |
Andrew Nicholas Lancaster Individual · British · DOB 12/1976 · age 50 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 10/01/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · RG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A H STONE PROPERTY MANAGEMENT LTD→ 11125912 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| A J BAGRI PROPERTIES LTD→ 13975169 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| A.H.LANSLEY RESIDENTIAL LIMITED→ 05210148 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ADAM JAMES PROPERTIES LIMITED→ 13196771 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ADP FORECOURT LTD→ 16537391 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADP PROPERTY MANAGEMENT LTD→ 11316214 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ADT BUILD LTD→ 11993278 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADZZ PROPERTIES LTD→ 16483473 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AEGIS PROPERTIES LTD→ 13016224 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AFT.GUERIN LTD→ 13133038 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AFTHONIA LTD→ 13003666 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AFTON CONSTRUCTION LIMITED→ 02087225 · est 1987 · no financials extracted | — | — | — | — | 39y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-01-10
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
Dovedale
Doles Lane
Wokingham
Berkshire
RG41 4EB
United Kingdom
Filing status
Accounts
Next due: 2027-10-31
Last made up to: 2026-01-31
Confirmation statement
Next due: 2027-01-07
Last: 2025-12-24
Officers (2 active · 0 resigned)
LANCASTER, Andrew Nicholas→
Activedirector · ~50y · appointed 2022-01-10
View their other companies + combined net worth →
LANCASTER, Beverly Ann→
Activedirector · ~49y · appointed 2022-01-10
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 27/02/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 21/09/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (11 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-10-06
incorporation-company
incorporation · NEWINC
2022-01-10