ACIO INVESTMENTS LTD
- · Oldest live charge 3.8y old — refinance window within 12 months
- 68209Other letting and operating of own or leased real estate
Opportunity 77/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 3.8y
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~3.8 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Total assets | £742.2k | £741.2k |
| Current assets | £4.3k | £3.2k |
| Cash | £4.3k | £3.2k |
| Net assets | £14.7k | £19.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (12 events)Click to expand
- 2025-10-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-08-26🔒Charge registered #2Lender: Fleet Mortgages Limited
- 2022-08-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-08-02🔒Charge registered #1Lender: Topaz Finance Limited Trading as Zephyr Homeloans
- 2022-02-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-02-04➕SHEPPARD, Carol appointeddirector
- 2022-01-13🏢Company incorporatedAs ACIO INVESTMENTS LTD
- 2022-01-13➕SHEPPARD, Anthony John appointeddirector
- 2022-01-13📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Anthony John Sheppard Individual · British · DOB 11/1966 · age 60 | — | — | sig. influencesignificant influence | 13/01/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 26/08/2022 | — | |
| outstanding | Topaz Finance Trading as Zephyr Homeloans Topaz Finance Limited Trading as Zephyr Homeloans | A registered charge | 1 property | 02/08/2022 | — |