FLEETBANK HOUSE LTD
🌿Early-stageactive
13867352 · ltd · incorporated 2022-01-24
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
£-63.4k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 71/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 1.9y
0/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 1.9 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
12 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Negative net assets
Liabilities exceed assets by £63,396
Cash YoY
-22%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£3k
↓ 22% YoY
Net Worth
-£63k
↓ 40% YoY
Current Assets
£9k
↑ 158% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Total assets | £-3.4k | £109.6k |
| Current assets | £9.0k | £3.5k |
| Cash | £2.7k | £3.5k |
| Debtors | £6.3k | £13 |
| Net assets | £-63.4k | £-45.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 persons-with-significant-control
- • 1 mortgage
Last 180 days
2
filings
- • 1 persons-with-significant-control
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (13 events)Click to expand
- 2026-03-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-02-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-23🔒Charge registered #2Lender: Paratus Amc Limited
- 2025-09-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-18🔒Charge registered #1Lender: Shawbrook Bank Limited
- 2024-04-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-01-24🏢Company incorporatedAs FLEETBANK HOUSE LTD
- 2022-01-24➕ASHBY, Courtney appointeddirector
- 2022-01-24➕SOHAL, Sukhpal Singh appointeddirector
- 2022-01-24📄incorporation-companyincorporation · NEWINC
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Sukhpal Singh Sohal Individual · British · DOB 12/1992 · age 34 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 24/01/2022 |
Mrs Courtney Marie Wiseman Individual · British · DOB 01/1997 · age 29 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 24/01/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · DG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CATHERINEFIELD PROPERTIES LTD→ SC388898 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| CRAIGIEBROOK LTD→ SC666112 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| DUMFRIES AND GALLOWAY HOMES LIMITED→ SC304439 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| HAYTON COULTHARD FREIGHT FORWARDING LIMITED→ SC030188 · est 1954 · no financials extracted | — | — | — | — | 71y | — | — |
| HOWATS PROPERTIES LIMITED→ SC821226 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HUNTER'S PROPERTIES LTD→ SC854041 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HUNTINGDON HOUSE LTD→ SC813695 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HUTCHINSON INVESTMENT PROPERTIES LTD→ SC598324 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| IRVWOOD LTD→ SC642940 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ISLE OF WHITHORN LEISURE LIMITED→ SC055894 · est 1974 · no financials extracted | — | — | — | — | 51y | — | — |
| J B W PROPERTY INVESTMENTS LIMITED→ SC756930 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| J N HOME INVESTMENTS LTD→ SC750788 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-01-24
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
7 Brewery Pool
Newton Stewart
DG8 6DR
United Kingdom
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-07-11
Last: 2025-06-27
Officers (2 active · 0 resigned)
ASHBY, Courtney→
Activedirector · ~29y · appointed 2022-01-24
View their other companies + combined net worth →
SOHAL, Sukhpal Singh→
Activedirector · ~34y · appointed 2022-01-24
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 2 properties | 23/01/2026 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 18/06/2024 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (12 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-23
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-02-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-15
incorporation-company
incorporation · NEWINC
2022-01-24