AVIONE LENDING LIMITED

🌿Early-stageactive
13889625 · ltd · incorporated 2022-02-02
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2023
Net worth
book net assets
Opportunity
60/100
Worth a look
🔔
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What this business does
Primary activity: Other credit granting n.e.c.
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 60/100 (worth a look), bankability 50/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: strategic trade sale (40/100).

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
17 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
60/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
45
Concerning — overdue filings or status flags present.
Acquirability
50
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 102
Metric2023-12-31
Average employees200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
  1. 2025-12-30
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  2. 2025-06-27
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-06-27
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  4. 2025-04-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2025-02-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2025-02-18
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  7. 2024-12-30
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  8. 2024-06-10
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  9. 2024-05-15
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  10. 2024-04-23
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  11. 2023-09-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2023-02-23
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  13. 2022-02-02
    🏢
    Company incorporated
    As AVIONE LENDING LIMITED
  14. 2022-02-02
    GRAY, Avion Ahyanna appointed
    director
  15. 2022-02-02
    ROSENBERG, Samantha Claire appointed
    director
  16. 2022-02-02
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 high ·
Accounts overdue
high

Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.

Evidence: Next due: 2026-03-30

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Joseph Lassen
Individual · American · DOB 07/1991 · age 35
2550%
25–50%25-50% shares · 25-50% voting10/02/2023
Ms Samantha Claire Rosenberg
Individual · South African · DOB 07/1991 · age 35
2550%
25–50%25-50% shares · 25-50% voting02/02/2022
Miss Avion Ahyanna Gray
Individual · Trinidadian · DOB 09/1982 · age 44
2550%
25–50%25-50% shares · 25-50% voting02/02/2022

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2022-02-02
Jurisdictionengland-wales
Primary SIC64929 — Other credit granting n.e.c.

Registered office

Camburgh House
27 New Dover Road
Canterbury
Kent
CT1 3DN
United Kingdom

Filing status

Accounts
Next due: 2026-03-30OVERDUE
Last made up to: 2023-12-31
Confirmation statement
Next due: 2027-02-15
Last: 2026-02-01

Officers (2 active · 0 resigned)

GRAY, Avion Ahyanna
director · ~44y · appointed 2022-02-02
View their other companies + combined net worth →
Active
ROSENBERG, Samantha Claire
director · ~35y · appointed 2022-02-02
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (17 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-16
change-account-reference-date-company-current-shortened
accounts · AA01
2025-12-30
change-person-director-company-with-change-date
officers · CH01
2025-06-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-06-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-30
change-person-director-company-with-change-date
officers · CH01
2025-02-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-02-18
change-account-reference-date-company-current-shortened
accounts · AA01
2024-12-30
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-06-10
gazette-filings-brought-up-to-date
gazette · DISS40
2024-05-15
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-14
gazette-notice-compulsory
gazette · GAZ1
2024-04-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-29
confirmation-statement-with-updates
confirmation-statement · CS01
2023-02-23