ABSOLUTE RISK SOLUTIONS (EA) LTD

💤Zombieactive
13998542 · ltd · incorporated 2022-03-23
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
£32.4k
book net assets
Opportunity
70/100
Strong
🔔
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.

Opportunity 70/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £32,381

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£32k
Current Assets
£45k
Current Liabilities
£0£9k£18k£27k£36k£45kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£87.1k
Current assets£45.1k
Net assets£32.4k
Average employees300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 confirmation-statement
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
  1. 2025-06-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-04-10
    📄
    capital-cancellation-shares
    capital · SH06
  3. 2025-04-04
    CUMBERS, Michael Paul resigned
    director
  4. 2025-04-04
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  5. 2025-04-04
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  6. 2025-04-04
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2025-03-04
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2024-09-23
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2024-08-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2024-06-21
    📄
    resolution
    resolution · RESOLUTIONS
  11. 2024-06-21
    📄
    memorandum-articles
    incorporation · MA
  12. 2024-06-21
    📄
    resolution
    resolution · RESOLUTIONS
  13. 2024-03-25
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2024-03-19
    MOORE, Neil appointed
    director
  15. 2023-10-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2022-03-23
    🏢
    Company incorporated
    As ABSOLUTE RISK SOLUTIONS (EA) LTD
  17. 2022-03-23
    CUMBERS, Michael Paul appointed
    director
  18. 2022-03-23
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 low
Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Lyn Richardson
Individual · English · DOB 09/1975 · age 51
75100%
75–100%board control75-100% shares · 75-100% voting · board control23/03/2022
1 historic (ceased) PSC
  • Mr Michael Paul Cumbersceased 04/04/2025· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2022-03-23
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

5 Sorrell Horse Mews
Grimwade Street
Ipswich
IP4 1LN
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-18
Last: 2026-04-04

Officers (1 active · 1 resigned)

MOORE, Neil
director · ~55y · appointed 2024-03-19
View their other companies + combined net worth →
Active
CUMBERS, Michael Paul
director · ~53y · appointed 2022-03-23 · resigned 2025-04-04
Resigned

Click a director name to see their full track record across all companies.

Recent filings (20 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-14
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-23
capital-cancellation-shares
capital · SH06
2025-04-10
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-04-04
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-04-04
termination-director-company-with-name-termination-date
officers · TM01
2025-04-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-03-04
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-09-23
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-28
resolution
resolution · RESOLUTIONS
2024-06-21
memorandum-articles
incorporation · MA
2024-06-21
resolution
resolution · RESOLUTIONS
2024-06-21
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-17