99 R&K PROPERTY LTD
🌿Early-stageactive
14015656 · ltd · incorporated 2022-03-31
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
67/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 67/100 (strong), bankability 52/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
5 live charges · 3 lenders · oldest 3.2y
25/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Charge age ~3.2 years — mid-life; refi window approaching.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
22 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
50
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2025-09-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-23🔒Charge registered #5Lender: Paragon Bank PLC
- 2024-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-30🔒Charge registered #4Lender: Metro Bank PLC
- 2024-07-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-28🔒Charge registered #3Lender: The Mortgage Works (UK) PLC
- 2024-06-28🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2024-04-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-04-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-04-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-04-26📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-04-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-04-04📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-04📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-05-04🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2022-03-31🏢Company incorporatedAs 99 R&K PROPERTY LTD
- 2022-03-31➕EARNSHAW, Kathryn Louise appointeddirector
- 2022-03-31➕EVANS, Russell appointeddirector
- 2022-03-31📄incorporation-companyincorporation · NEWINC
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Kathryn Louise Earnshaw Individual · British · DOB 01/1984 · age 42 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 31/03/2022 |
Mr Russell Evans Individual · British · DOB 05/1983 · age 43 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 31/03/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · BH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 4 LIVING LIMITED→ 12327424 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 54A POOLE ROAD LTD→ 15866174 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 6 BOND STREET LTD→ 16311499 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 8 WARWICK PLACE MANAGEMENT LTD→ 16561527 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 8484 PROPERTY INVESTMENTS LTD→ 12162231 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 9 EGERTON LTD→ 16965036 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 9 TOWER ROAD LTD→ 11656066 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 93 CLIFF LTD→ 16324216 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A&A PROPERTY (BOURNEMOUTH) LTD→ 14884257 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A3K PROPERTIES LIMITED→ 12748255 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| A3R VENTURES PRIVATE LIMITED→ 15926136 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A6 PROPERTY MANAGEMENT LTD→ 16745823 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-03-31
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
40 Broadway Lane
Bournemouth
Dorset
BH8 0AA
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-13
Last: 2026-03-30
Officers (2 active · 0 resigned)
EARNSHAW, Kathryn Louise→
Activedirector · ~42y · appointed 2022-03-31
View their other companies + combined net worth →
EVANS, Russell→
Activedirector · ~43y · appointed 2022-03-31
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
5
Outstanding
3
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 23/05/2025 | — | |
| outstanding | Metro Bank Metro Bank PLC | A registered charge | 1 property | 30/10/2024 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 28/06/2024 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 28/06/2024 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 04/05/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (22 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-05-27
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-04-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-04-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-04-26
change-person-director-company-with-change-date
officers · CH01
2024-04-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-04-23
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-04-05