BARON KELSO CORPORATE TRUSTEE LTD
🌿Early-stageactive
14041265 · ltd · incorporated 2022-04-12
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
64/100
Worth a look
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Worth a lookActive trading company. Reasonable fundamentals — worth a memo before deciding.
Opportunity 64/100 (worth a look), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
7 live charges · oldest 0.8y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.8 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 1 with DOB)
77
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
64/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
50
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 2 mortgage
Last 180 days
3
filings
- • 2 mortgage
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2026-04-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-28🔒Charge registered #7Lender: Baron Kelso Llc
- 2026-04-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-21🔒Charge registered #6Lender: Baron Kelso Llc
- 2026-01-14📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-10-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-28🔒Charge registered #5Lender: Baron Kelso Llc
- 2025-10-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-20🔒Charge registered #3Lender: Baron Kelso Llc
- 2025-10-07🔒Charge registered #4Lender: Baron Kelso Llc
- 2025-09-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-29🔒Charge registered #2Lender: Baron Kelso Llc
- 2025-08-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-18🔒Charge registered #1Lender: Baron Kelso Llc
- 2025-03-20📄memorandum-articlesincorporation · MA
- 2025-03-06📄statement-of-companys-objectschange-of-constitution · CC04
- 2025-03-05📄resolutionresolution · RESOLUTIONS
- 2025-02-21📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-01-07📄resolutionresolution · RESOLUTIONS
- 2025-01-07📄memorandum-articlesincorporation · MA
- 2025-01-02📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-01-02✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2025-01-01➕RIMMER, Jack appointedsecretary
- 2024-12-31➕BARON KELSO LLC appointedcorporate-director
- 2024-12-31📄capital-allotment-sharescapital · SH01
- 2024-12-31📄appoint-corporate-director-company-with-name-dateofficers · AP02
- 2024-01-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-04-12🏢Company incorporatedAs BARON KELSO CORPORATE TRUSTEE LTD
- 2022-04-12➕KELSO, John appointeddirector
- 2022-04-12📄incorporation-companyincorporation · NEWINC
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "KELSO" — strong identity link between founder and business.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 med · 1 low7 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-04-28: A registered charge; 2026-04-21: A registered charge; 2025-10-28: A registered charge
Name changed recently
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2025-01-02: certificate-change-of-name-company
7 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
John Kelso Individual · British · DOB 02/1984 · age 42 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 12/04/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · WA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BENNETT, BEETHAM, BLENKINSOP & PARTNERS LTD→ 03643174 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| BESPOKE ASSET FINANCE LTD→ 07276299 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| BESPOKE FINANCIAL (NORTH WEST) LIMITED→ 09229631 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BESPOKE FUNDING SOLUTIONS LIMITED→ 11534444 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BEST FIT MORTGAGES LTD→ 15722235 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BH FINANCIAL SERVICES LTD→ 09788679 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BIRCHTREE MORTGAGES LTD→ 15822957 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BIRCHWOOD MORTGAGES LIMITED→ 07716971 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| BIRTWISTLE PROPERTIES LTD→ 11711272 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BITTREX GLOBAL (UK) LIMITED→ 14201661 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BLACKBIRD YARD NOM2 LIMITED→ 15034350 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BLOOM INSURANCE SERVICES LIMITED→ 11271449 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-04-12
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
5a Grange Drive
Widnes
WA8 8SG
United Kingdom
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-09-04
Last: 2025-08-21
Officers (3 active · 0 resigned)
Active
Active
BARON KELSO LLC→
Activecorporate-director · appointed 2024-12-31
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
7
Outstanding
2
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Baron Kelso Baron Kelso Llc | A registered charge | — | 28/04/2026 | — | |
| outstanding | Baron Kelso Baron Kelso Llc | A registered charge | — | 21/04/2026 | — | |
| outstanding | Baron Kelso / Baron Kelso Corporate Trustee Baron Kelso Llc / Baron Kelso Corporate Trustee LTD | A registered charge | — | 28/10/2025 | — | |
| outstanding | Baron Kelso Baron Kelso Llc | A registered charge | — | 20/10/2025 | — | |
| outstanding | Baron Kelso / Baron Kelso Corporate Trustee Baron Kelso Llc / Baron Kelso Corporate Trustee LTD | A registered charge | — | 07/10/2025 | — | |
| outstanding | Baron Kelso Baron Kelso Llc | A registered charge | — | 29/09/2025 | — | |
| outstanding | Baron Kelso Baron Kelso Llc | A registered charge | 1 property | 18/08/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (24 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-27
accounts-with-accounts-type-dormant
accounts · AA
2026-01-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-22
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-21
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-06
memorandum-articles
incorporation · MA
2025-03-20
statement-of-companys-objects
change-of-constitution · CC04
2025-03-06
resolution
resolution · RESOLUTIONS
2025-03-05
accounts-with-accounts-type-dormant
accounts · AA
2025-02-21
resolution
resolution · RESOLUTIONS
2025-01-07