3BM HOLDINGS LIMITED
🌿Early-stageactive
14060866 · ltd · incorporated 2022-04-21
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 3.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 71/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · oldest 3.7y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~3.7 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (75/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
13 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-10-31 |
|---|---|
| Average employees | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
- 2025-11-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-09-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-06📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2024-05-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-05-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-04-26➖CLARK, Martyn Norman resigneddirector
- 2024-04-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-09-09🔒Charge registered #2Lender: National Westminster Bank PLC
- 2022-09-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-08-31🔒Charge registered #1Lender: National Westminster Bank PLC
- 2022-04-21🏢Company incorporatedAs 3BM HOLDINGS LIMITED
- 2022-04-21➕COOPER, Andrew Paul appointeddirector
- 2022-04-21➕HAY, Peter James appointeddirector
- 2022-04-21➕CLARK, Martyn Norman appointeddirector
- 2022-04-21📄incorporation-companyincorporation · NEWINC
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Paul Cooper Individual · British · DOB 11/1980 · age 46 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 21/04/2022 |
Mr Peter James Hay Individual · British · DOB 10/1978 · age 48 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 21/04/2022 |
1 historic (ceased) PSC
- Mr Martyn Norman Clarkceased 26/04/2024· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · PE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 12 14 HEALTHCARE LTD→ 16349117 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 180 PROPERTIES LTD→ 16250529 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 1ST ELECTRICS LTD→ 15487976 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 24TRADES LTD→ 16878259 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 3 COUNTIES HOME IMPROVEMENTS (JM) LTD→ 16936096 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 360 FIBRE NETWORKS LIMITED→ 14342613 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 360 MAINTENANCE SOLUTIONS LIMITED→ 16662796 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 3PM CONSTRUCTION LTD→ 13073088 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 4 COUNTY COMMERCIAL INTERIORS LIMITED→ 16782075 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4 FLOOR FITTING LTD→ 14708327 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 4 HEAT LIMITED→ 08283804 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| 4 WAY BUILDERS LIMITED→ 10837473 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-04-21
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects
Registered office
143 Eastfield Road
Peterborough
PE1 4AU
England
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-06-17
Last: 2025-06-03
Officers (2 active · 1 resigned)
COOPER, Andrew Paul→
Activedirector · ~46y · appointed 2022-04-21
View their other companies + combined net worth →
HAY, Peter James→
Activedirector · ~48y · appointed 2022-04-21
View their other companies + combined net worth →
CLARK, Martyn Norman→
Resigneddirector · ~43y · appointed 2022-04-21 · resigned 2024-04-26
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 09/09/2022 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 31/08/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (13 total)
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-11-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-10
change-account-reference-date-company-previous-extended
accounts · AA01
2024-12-06
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-03
termination-director-company-with-name-termination-date
officers · TM01
2024-05-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-05-01
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-05-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-17
confirmation-statement-with-updates
confirmation-statement · CS01
2023-06-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-09-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-09-05
incorporation-company
incorporation · NEWINC
2022-04-21