ADVICE2U LTD

💤Zombieactive
14077774 · ltd · incorporated 2022-04-29
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Oct 2025
Net worth
book net assets
Opportunity
75/100
Strong
🔔
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 75/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (69/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 1 with DOB)
80
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
13 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-10-31
Average employees1

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 confirmation-statement
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
5
filings
  • 2 capital
  • 1 confirmation-statement
  • 1 resolution
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
  1. 2026-02-15
    📄
    capital-name-of-class-of-shares
    capital · SH08
  2. 2026-02-15
    📄
    capital-variation-of-rights-attached-to-shares
    capital · SH10
  3. 2026-02-15
    📄
    resolution
    resolution · RESOLUTIONS
  4. 2026-01-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2025-02-10
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  6. 2025-01-27
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  7. 2024-01-16
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  8. 2023-05-01
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2022-04-29
    🏢
    Company incorporated
    As ADVICE2U LTD
  10. 2022-04-29
    CAMERON, Constance appointed
    secretary
  11. 2022-04-29
    CAMERON, Alexander appointed
    director
  12. 2022-04-29
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

65/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Alexander Cameron
Individual · British · DOB 05/1962 · age 64
2550%
25–50%board control25-50% shares · 25-50% voting · board control29/04/2022
Mrs Constance Cameron
Individual · British · DOB 04/1971 · age 55
2550%
25–50%board control25-50% shares · 25-50% voting · board control29/04/2022

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2022-04-29
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

Russetts
Roedean Road
Tunbridge Wells
Kent
TN2 5JX
England

Filing status

Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2027-05-12
Last: 2026-04-28

Officers (2 active · 0 resigned)

CAMERON, Constance
secretary · appointed 2022-04-29
View their other companies + combined net worth →
Active
CAMERON, Alexander
director · ~64y · appointed 2022-04-29
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (13 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-28
capital-name-of-class-of-shares
capital · SH08
2026-02-15
capital-variation-of-rights-attached-to-shares
capital · SH10
2026-02-15
resolution
resolution · RESOLUTIONS
2026-02-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-28
change-account-reference-date-company-current-extended
accounts · AA01
2025-02-10
accounts-with-accounts-type-dormant
accounts · AA
2025-01-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-28
accounts-with-accounts-type-dormant
accounts · AA
2024-01-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-05-01
incorporation-company
incorporation · NEWINC
2022-04-29