EDMISTON CARA HOUSE LTD

🌿Early-stageactive
14127793 · ltd · incorporated 2022-05-24
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Jun 2025
Net worth
£168.6k
book net assets
Opportunity
68/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower. Reasonable fundamentals — worth a memo before deciding.

Opportunity 68/100 (strong), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

5 live charges · 3 lenders · oldest 3.6y

5/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Charge age ~3.6 years — mid-life; refi window approaching.
  • · 3 lenders named — inter-creditor friction likely.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
19 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
68/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
50
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £168,608
Cash draining
Cash down 76% YoY
Cash YoY
-76%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£3k
↓ 76% YoY
Net Worth
£169k
↑ 740% YoY
Current Assets
£59k
↑ 30% YoY
Current Liabilities
-£26k£13k£52k£91k£130k£169kJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-292024-06-29
Total assets£656.5k£-26.3k
Current assets£58.7k£45.2k
Cash£2.9k£12.0k
Debtors£55.9k£33.2k
Net assets£168.6k£-26.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2025-08-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-03-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-09-11
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2024-09-11
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2024-09-04
    🔒
    Charge registered #5
    Lender: Together Commercial Finance Limited
  6. 2024-09-04
    🔒
    Charge registered #4
    Lender: Together Commercial Finance Limited
  7. 2024-05-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2024-05-07
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  9. 2024-05-07
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  10. 2024-02-15
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  11. 2023-11-07
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  12. 2023-06-06
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2023-06-06
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  14. 2023-06-02
    🔒
    Charge registered #3
    Lender: Romaco Spv 2 Limited
  15. 2023-06-02
    🔒
    Charge registered #2
    Lender: Romaco Spv 2 Limited
  16. 2023-05-23
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  17. 2022-11-30
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  18. 2022-11-10
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  19. 2022-11-04
    🔒
    Charge registered #1
    Lender: Mipco Limited
  20. 2022-10-10
    ROWAN, Laura appointed
    director
  21. 2022-10-10
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  22. 2022-05-24
    🏢
    Company incorporated
    As EDMISTON CARA HOUSE LTD
  23. 2022-05-24
    ROWAN, Craig Andrew Alexander appointed
    director
  24. 2022-05-24
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 low
5 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Group structure

Woodman & Greenwood Capital Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Woodman & Greenwood Capital Ltd
Corporate parent · holds 75-100% shares · board control
ultimate parent
EDMISTON CARA HOUSE LTD
This company · 14127793

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Woodman & Greenwood Capital Ltd
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control09/01/2024
1 historic (ceased) PSC
  • Mr Craig Andrew Alexander Rowanceased 09/01/2024· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2022-05-24
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Halidon House 17d Windmill Way West
Ramparts Business Park
Berwick Upon Tweed
Northumberland
TD15 1TB
United Kingdom

Filing status

Accounts
Next due: 2027-03-29
Last made up to: 2025-06-29
Confirmation statement
Next due: 2026-06-06
Last: 2025-05-23

Officers (2 active · 0 resigned)

ROWAN, Craig Andrew Alexander
director · ~49y · appointed 2022-05-24
View their other companies + combined net worth →
Active
ROWAN, Laura
director · ~42y · appointed 2022-10-10
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
5
Outstanding
3
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
Together Money
Together Commercial Finance Limited
A registered charge1 property04/09/2024
outstanding
Together Money
Together Commercial Finance Limited
A registered charge1 property04/09/2024
outstanding
Romaco Spv 2
Romaco Spv 2 Limited
A registered charge1 property02/06/2023
outstanding
Romaco Spv 2
Romaco Spv 2 Limited
A registered charge1 property02/06/2023
outstanding
Mipco
Mipco Limited
A registered charge1 property04/11/2022
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (19 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-11
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-14
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-05-07
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-05-07
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-02-15
certificate-change-of-name-company
change-of-name · CERTNM
2023-11-07
confirmation-statement-with-updates
confirmation-statement · CS01
2023-06-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-06
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-05-23