AJ REALTY GROUP LTD
🌿Early-stageactive
14235253 · ltd · incorporated 2022-07-14
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 3.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
68/100
Strong
What this business does
Primary activity: Management of real estate on a fee or contract basis
Sector: Real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 68/100 (strong), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
5 live charges · 2 lenders · oldest 3.7y
60/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~3.7 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
17 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
68/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
50
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-08-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-07-22📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-22📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-07🔒Charge registered #5Lender: The Mortgage Works (UK) PLC
- 2024-08-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-12🔒Charge registered #4Lender: The Mortgage Works (UK) PLC
- 2023-09-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-25🔒Charge registered #3Lender: The Mortgage Works (UK) PLC
- 2023-09-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-22🔒Charge registered #2Lender: Nottingham Building Society
- 2023-08-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-07🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2022-07-29📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2022-07-14🏢Company incorporatedAs AJ REALTY GROUP LTD
- 2022-07-14➕JAIN, Esha, Dr appointeddirector
- 2022-07-14➕JAIN, Puneet, Dr appointeddirector
- 2022-07-14📄incorporation-companyincorporation · NEWINC
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dr Esha Jain Individual · British · DOB 01/1986 · age 40 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 14/07/2022 |
Dr Puneet Jain Individual · British · DOB 03/1984 · age 42 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 14/07/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| ADECOT PROPERTIES LIMITED→ 04911548 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
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| ADT PROPERTY HOLDINGS LIMITED→ 09291165 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AFEMIA PROPERTY LTD→ 16310345 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AHS PROPERTY DEVELOPERS LIMITED→ 16399182 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AHW PROPERTY GROUP LTD→ 16451715 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AIC FORSTER PROPERTIES LIMITED→ 11778395 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AJ & AJ PROPERTY LTD→ 13565809 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AJ SILVER LININGS LTD→ 11894860 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AJ SKYBLUE LTD→ 12211307 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-07-14
Jurisdictionengland-wales
Primary SIC68320 — Management of real estate on a fee or contract basis
Registered office
Chester House Lloyd Drive
Cheshire Oaks Business Park
Ellesmere Port
Cheshire
CH65 9HQ
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-07-29
Last: 2026-07-15
Officers (2 active · 0 resigned)
JAIN, Esha, Dr→
Activedirector · ~40y · appointed 2022-07-14
View their other companies + combined net worth →
JAIN, Puneet, Dr→
Activedirector · ~42y · appointed 2022-07-14
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
5
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 07/03/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 12/07/2024 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 25/09/2023 | — | |
| outstanding | Nottingham Building Society | A registered charge | 1 property | 22/09/2023 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 07/11/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (17 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-07-20
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-11
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-30
change-person-director-company-with-change-date
officers · CH01
2025-07-22
change-person-director-company-with-change-date
officers · CH01
2025-07-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-07
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-07
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-09-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-09-22
accounts-with-accounts-type-micro-entity
accounts · AA
2023-08-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-11-09
change-account-reference-date-company-current-shortened
accounts · AA01
2022-07-29