1 ST MARY'S TERRACE LIMITED

🌿Early-stageactive
14270428 · ltd · incorporated 2022-08-02
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Sept 2024
Net worth
book net assets
Opportunity
77/100
Strong
🔔
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What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · oldest 1.6y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 1.6 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-09-30
Average employees300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
4
filings
  • 2 officers
  • 1 persons-with-significant-control
  • 1 address
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
  1. 2026-02-04
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  2. 2026-02-04
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2026-01-21
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2026-01-08
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2025-07-16
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  6. 2025-06-30
    📄
    accounts-with-accounts-type-small
    accounts · AA
  7. 2025-05-30
    📄
    second-filing-of-director-appointment-with-name
    officers · RP04AP01
  8. 2024-10-14
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  9. 2024-10-14
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  10. 2024-10-14
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2024-10-11
    🔒
    Charge registered #3
    Lender: Alpha Bank London Limited
  12. 2024-10-11
    🔒
    Charge registered #2
    Lender: Alpha Bank London Limited
  13. 2024-10-11
    🔒
    Charge registered #1
    Lender: Alpha Bank London Limited
  14. 2024-06-28
    📄
    accounts-with-accounts-type-small
    accounts · AA
  15. 2024-04-22
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  16. 2024-02-06
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  17. 2024-02-06
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  18. 2023-09-25
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  19. 2022-09-05
    MOUSKOS, Christopher appointed
    director
  20. 2022-09-05
    MOUSKOS, Geraldina appointed
    director
  21. 2022-09-05
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  22. 2022-09-05
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  23. 2022-09-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  24. 2022-09-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  25. 2022-08-02
    🏢
    Company incorporated
    As 1 ST MARY'S TERRACE LIMITED
  26. 2022-08-02
    MOUSKOS, John appointed
    director
  27. 2022-08-02
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Founder age: Director aged approximately 90 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

60/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 90 years old. Natural succession window is now.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Newman Street Hotel Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Newman Street Hotel Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
1 ST MARY'S TERRACE LIMITED
This company · 14270428

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Newman Street Hotel Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control19/12/2023
2 historic (ceased) PSCs
  • Mouskos Llpceased 19/12/2023· 75-100% shares
  • Mr John Mouskosceased 05/09/2022· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2022-08-02
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects

Registered office

3rd Floor Marlborough House
298 Regents Park Road
London
N3 2SZ
United Kingdom

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-09-19
Last: 2025-09-05

Officers (3 active · 0 resigned)

MOUSKOS, Christopher
director · ~65y · appointed 2022-09-05
View their other companies + combined net worth →
Active
MOUSKOS, Geraldina
director · ~90y · appointed 2022-09-05
View their other companies + combined net worth →
Active
MOUSKOS, John
director · ~62y · appointed 2022-08-02
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Alpha Bank London
Alpha Bank London Limited
A registered charge11/10/2024
outstanding
Alpha Bank London
Alpha Bank London Limited
A registered charge1 property11/10/2024
outstanding
Alpha Bank London
Alpha Bank London Limited
A registered charge1 property11/10/2024
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (24 total)

change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-02-04
change-person-director-company-with-change-date
officers · CH01
2026-02-04
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-01-21
change-person-director-company-with-change-date
officers · CH01
2026-01-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-15
change-account-reference-date-company-current-extended
accounts · AA01
2025-07-16
accounts-with-accounts-type-small
accounts · AA
2025-06-30
second-filing-of-director-appointment-with-name
officers · RP04AP01
2025-05-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-14
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-09
accounts-with-accounts-type-small
accounts · AA
2024-06-28
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-04-22
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-02-06