AG FUNDING LIMITED
🌿Early-stageactive
14312261 · ltd · incorporated 2022-08-23
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 76/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
11 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-08-31 | 2024-08-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (11 events)Click to expand
- 2026-05-20📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-10-24📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-08-27📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-20📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-08-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-08-23🏢Company incorporatedAs AG FUNDING LIMITED
- 2022-08-23➕ADAMS, Damien Michael appointeddirector
- 2022-08-23➕GODDEN, Kevin Stephen appointeddirector
- 2022-08-23📄incorporation-companyincorporation · NEWINC
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Damien Michael Adams Individual · British · DOB 06/1981 · age 45 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 23/08/2022 |
Mr Kevin Stephen Godden Individual · British · DOB 11/1963 · age 63 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 23/08/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · CW postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 3D WEALTH MANAGEMENT LTD→ 03373799 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| A BURGESS FINANCIAL SERVICES LTD→ 14437529 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AALBERG, BAUER & WILSON KONSULT LTD.→ 12773482 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ABACAI TECHNOLOGIES LIMITED→ 13147398 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ABRAY SERVICES LIMITED→ 04310465 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| ABSENCE PROTECTION LIMITED→ 04136959 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| ABSOLUTE MONEY NW LIMITED→ 11147436 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ACC COMMERCIAL LIMITED→ 16216437 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ACC MORTGAGES LIMITED→ 10864085 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AGL UNITED LTD→ 06754493 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| ALEXIAN IFAS LIMITED→ 07623426 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ALEXTRA WEALTH MANAGEMENT LIMITED→ 05541620 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-08-23
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Bank House
Market Square
Congleton
Cheshire
CW12 1ET
England
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-09-05
Last: 2025-08-22
Officers (2 active · 0 resigned)
ADAMS, Damien Michael→
Activedirector · ~45y · appointed 2022-08-23
View their other companies + combined net worth →
GODDEN, Kevin Stephen→
Activedirector · ~63y · appointed 2022-08-23
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (11 total)
accounts-with-accounts-type-dormant
accounts · AA
2026-05-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-26
accounts-with-accounts-type-dormant
accounts · AA
2024-10-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-28
change-person-director-company-with-change-date
officers · CH01
2024-08-27
change-person-director-company-with-change-date
officers · CH01
2024-08-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-08-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-08-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-16
accounts-with-accounts-type-dormant
accounts · AA
2023-09-05
incorporation-company
incorporation · NEWINC
2022-08-23