AGL UNITED LTD
💤Zombieactive
06754493 · ltd · incorporated 2008-11-20
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
£-21.1k
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 77/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
1 live charge · oldest 11.6y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 11.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (1 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
48 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £21,067
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£21k
↓ 33% YoY
Current Assets
£31k
↓ 30% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £-8.3k | £-1.0k |
| Current assets | £31.4k | £44.8k |
| Net assets | £-21.1k | £-15.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2025-08-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-27➖PRESTON, Leigh Morton resigneddirector
- 2025-01-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-08-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-12📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-08-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-08-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-10-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-09-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-08-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-01-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2017-08-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-02-15📄gazette-filings-brought-up-to-dategazette · DISS40
- 2017-02-14📄gazette-notice-compulsorygazette · GAZ1
- 2016-08-30📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-06-02📄capital-allotment-sharescapital · SH01
- 2014-11-10🔒Charge registered #1Lender: National Westminster Bank PLC
- 2014-01-20➖GABRILATSOU, Angelo resigneddirector
- 2008-11-20🏢Company incorporatedAs AGL UNITED LTD
- 2008-11-20➕GRIFFITHS, Giles Wallet appointeddirector
- 2008-11-20➕GABRILATSOU, Angelo appointeddirector
- 2008-11-20➕PRESTON, Leigh Morton appointeddirector
Owner dependency
85/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
68/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Giles Wallet Griffiths Individual · British · DOB 10/1974 · age 52 | 50–75% | — | 50-75% shares | 01/07/2016 |
Mr Leigh Morton Preston Individual · British · DOB 08/1975 · age 51 | — | — | sig. influencesignificant influence | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · CW postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AMPLO MORTGAGES & FINANCIAL SOLUTIONS LIMITED→ 10537785 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ARES FINANCIAL PLANNING LTD→ 15791108 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ASSURANT GENERAL INSURANCE LIMITED→ 02341082 · est 1989 · no financials extracted | — | — | — | — | 37y | — | — |
| ATHERTON AND ASSOCIATES WEALTH MANAGEMENT LTD→ 12443374 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| BACK OFFICE SUPPORT SERVICES LIMITED→ 03600810 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| BARNETT JONES & COOKE LIMITED→ 03719711 · est 1999 · no financials extracted | — | — | — | — | 27y | — | — |
| BEREAVEMENT FINANCE LIMITED→ 10690510 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| BEST BROKERS LTD→ 08002946 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| BLUE SKY NINE LIMITED→ 15935424 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BLUEDAWN CORPORATION LIMITED→ 04273274 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| BRILLIANT ADVICE LIMITED→ 05490486 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| BRITTON MORTGAGES LIMITED→ 16865393 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-11-20
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Unit 10 Holly House Estate
Middlewich Road Cranage
Middlewich
Cheshire
CW10 9LT
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-12-04
Last: 2025-11-20
Officers (1 active · 2 resigned)
GRIFFITHS, Giles Wallet→
Activedirector · ~52y · appointed 2008-11-20
View their other companies + combined net worth →
GABRILATSOU, Angelo→
Resigneddirector · ~54y · appointed 2008-11-20 · resigned 2014-01-20
PRESTON, Leigh Morton→
Resigneddirector · ~51y · appointed 2008-11-20 · resigned 2025-01-27
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 10/11/2014 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (48 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-08
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-14
termination-director-company-with-name-termination-date
officers · TM01
2025-01-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-14
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-02
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-10-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-16
accounts-with-accounts-type-micro-entity
accounts · AA
2022-08-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-06
accounts-with-accounts-type-micro-entity
accounts · AA
2021-08-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-16
accounts-with-accounts-type-micro-entity
accounts · AA
2020-10-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-12-19
accounts-with-accounts-type-micro-entity
accounts · AA
2019-09-13