A & JA PROPERTY SERVICES LTD
🌿Early-stageactive
14341139 · ltd · incorporated 2022-09-07
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 3.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
£-3.7k
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 3.1y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~3.1 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Negative net assets
Liabilities exceed assets by £3,710
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£4k
↓ 13% YoY
Current Assets
£2k
↓ 20% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | £219.8k | £229.5k |
| Current assets | £1.9k | £2.4k |
| Net assets | £-3.7k | £-3.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2025-05-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-09-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-09-12📄change-person-director-company-with-change-dateofficers · CH01
- 2024-09-12📄change-person-director-company-with-change-dateofficers · CH01
- 2024-09-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-09-11📄change-person-director-company-with-change-dateofficers · CH01
- 2024-09-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-09-11📄change-person-director-company-with-change-dateofficers · CH01
- 2024-09-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-09-07📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-09-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-08-06📄gazette-notice-compulsorygazette · GAZ1
- 2023-05-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-05-05🔒Charge registered #1Lender: National Westminster Bank PLC
- 2022-09-07🏢Company incorporatedAs A & JA PROPERTY SERVICES LTD
- 2022-09-07➕HOLLIDAY, Adam appointeddirector
- 2022-09-07➕HOLLIDAY, Juliette Anna appointeddirector
- 2022-09-07📄incorporation-companyincorporation · NEWINC
Owner dependency
74/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Adam Holliday Individual · British · DOB 07/1967 · age 59 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 07/09/2022 |
Mrs Juliette Anna Holliday Individual · British · DOB 03/1968 · age 58 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 07/09/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · TR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1-3 TREVENA MANAGEMENT COMPANY LIMITED→ 15299027 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 1-5 THE HAVEN (TRURO) MANAGEMENT COMPANY LIMITED→ 10227579 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 120 EAST ROW LTD→ 17023264 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 121 PROPERTY LTD→ 15543219 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 2 BRIGHTON TERRACE LIMITED→ 13964199 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 2 MOUNTS VIEW LIMITED→ 16398296 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4 BELMONT TERRACE LTD→ 06371002 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| 59 CARDREW LIMITED→ 15276361 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 8 MARKET STREET LTD→ 11725570 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 85 TOWER ROAD MANAGEMENT COMPANY LIMITED→ 12125951 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A H&B INVESTMENTS LIMITED→ 16078520 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A.E. STOKES PROPERTIES LIMITED→ 01392080 · est 1978 · no financials extracted | — | — | — | — | 47y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-09-07
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Primrose Cottage
Fords Hill
St Martin
Cornwall
TR12 6BU
United Kingdom
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-09-20
Last: 2025-09-06
Officers (2 active · 0 resigned)
HOLLIDAY, Adam→
Activedirector · ~59y · appointed 2022-09-07
View their other companies + combined net worth →
HOLLIDAY, Juliette Anna→
Activedirector · ~58y · appointed 2022-09-07
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 05/05/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (18 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-08
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-07
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-09-13
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-09-13
change-person-director-company-with-change-date
officers · CH01
2024-09-12
change-person-director-company-with-change-date
officers · CH01
2024-09-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-09-12
change-person-director-company-with-change-date
officers · CH01
2024-09-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-09-11
change-person-director-company-with-change-date
officers · CH01
2024-09-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-09-11
gazette-filings-brought-up-to-date
gazette · DISS40
2024-09-07
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-05
gazette-notice-compulsory
gazette · GAZ1
2024-08-06