AGREE MORTGAGE SOLUTIONS LTD
Opportunity 71/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-09-30 | 2023-09-30 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (5 events)Click to expand
- 2024-11-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-23🏢Company incorporatedAs AGREE MORTGAGE SOLUTIONS LTD
- 2022-09-23➕LOMBARDI, Marianne Eve appointeddirector
- 2022-09-23📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Marianne Eve Lombardi Individual · British · DOB 03/1980 · age 46 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 23/09/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · WS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 2ND CITY FINANCE LTD→ 13055699 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 42 WEALTH MANAGEMENT LTD→ 09873045 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 528 INVESTMENTS LIMITED→ 16106849 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A S R FINANCIAL LIMITED→ 14663101 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| A T FINANCIAL SERVICES LTD→ 12628112 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ALDRIDGE MORTGAGES & PROTECTION LIMITED→ 15304667 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AMANAH FINANCE LTD→ 16690523 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANDREW HOPE INVESTMENT LIMITED→ 06549780 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| ANGLO ALLIANCE FACTORS LIMITED→ 05026431 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| ANNIEM INVESTMENTS LIMITED→ 10841883 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ANS PROPERTY HOLDINGS LIMITED→ 15773282 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| APAG LIMITED→ 09512760 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.