CHARNOCK & ADLINGTON WEALTH PLANNING LIMITED

🌿Early-stageactive
14673380 · ltd · incorporated 2023-02-18
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
Upgrade to see
Turnover
year to Feb 2025
Net worth
£29.0k
book net assets
Opportunity
67/100
Strong
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle. Reasonable fundamentals — worth a memo before deciding.

Opportunity 67/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
7 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £29,005

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£29k
↑ 147% YoY
Current Assets
£44k
↑ 1.2% YoY
Current Liabilities
£0£9k£18k£27k£35k£44kFeb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-02-282024-02-28
Total assets£74.5k£11.8k
Current assets£44.3k£43.8k
Net assets£29.0k£11.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (7 events)Click to expand
  1. 2025-04-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-09-03
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  3. 2024-07-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-02-18
    🏢
    Company incorporated
    As CHARNOCK & ADLINGTON WEALTH PLANNING LIMITED
  5. 2023-02-18
    SASIMOWICZ, Steven Andrew appointed
    director
  6. 2023-02-18
    SASIMOWICZ-HAWKLEY-HOLT, Gemma appointed
    director
  7. 2023-02-18
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med ·
Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2024-09-03: certificate-change-of-name-company

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Steven Andrew Sasimowicz
Individual · British · DOB 03/1982 · age 44
2550%
25–50%board control25-50% shares · 25-50% voting · board control18/02/2023
Mrs Gemma Sasimowicz-Hawkley-Holt
Individual · British · DOB 04/1986 · age 40
2550%
25–50%board control25-50% shares · 25-50% voting · board control18/02/2023

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
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Available from the Pro tier upwards.

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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2023-02-18
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

112 Spendmore Lane
Coppull
Chorley
PR7 5BX
England

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-03-03
Last: 2026-02-17

Officers (2 active · 0 resigned)

SASIMOWICZ, Steven Andrew
director · ~44y · appointed 2023-02-18
View their other companies + combined net worth →
Active
SASIMOWICZ-HAWKLEY-HOLT, Gemma
director · ~40y · appointed 2023-02-18
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (7 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-21
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-19
certificate-change-of-name-company
change-of-name · CERTNM
2024-09-03
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-26
incorporation-company
incorporation · NEWINC
2023-02-18