BROWN & CO FINANCIAL PLANNING LTD
- 66220Activities of insurance agents and brokers
- 70221Financial management
Opportunity 70/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Deleverage or restructure. Leverage at 100% of assets — consider sale of non-core assets or equity injection. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £10.2k | £146 |
| Current assets | £10.2k | £10.3k |
| Cash | — | £5.3k |
| Debtors | — | £5.0k |
| Net assets | £34 | £146 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (13 events)Click to expand
- 2026-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-09-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-11-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-19📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-11-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-04-26📄memorandum-articlesincorporation · MA
- 2024-04-26📄resolutionresolution · RESOLUTIONS
- 2024-03-05📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2024-03-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-01➕BROWN, Joe appointeddirector
- 2023-02-22🏢Company incorporatedAs BROWN & CO FINANCIAL PLANNING LTD
- 2023-02-22➕BROWN, Pamela Margaret appointeddirector
- 2023-02-22📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "BROWN" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Joe Brown Individual · British · DOB 01/2001 · age 25 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 01/03/2024 |
Mrs Pamela Margaret Brown Individual · British · DOB 03/1972 · age 54 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 22/02/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
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