4 ACES PROPERTIES LTD

🌿Early-stageactive
14778901 · ltd · incorporated 2023-04-04
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
Upgrade to see
Turnover
year to Apr 2025
Net worth
£2.88M
book net assets
Opportunity
76/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 77-year-old founder — textbook succession opportunity.

Opportunity 76/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 77). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 2.6y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 2.6 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
10 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £2,882,101
Cash YoY
+101%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£310k
↑ 101% YoY
Net Worth
£2.9m
↑ 2.4% YoY
Current Assets
£311k
↑ 92% YoY
Current Liabilities
£0£576k£1.2m£1.7m£2.3m£2.9mApr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-04-302024-04-30
Total assets£3.03M£2.96M
Current assets£310.8k£161.7k
Cash£310.4k£154.6k
Debtors£440£7.1k
Net assets£2.88M£2.81M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 1 capital
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (11 events)Click to expand
  1. 2026-02-05
    📄
    capital-allotment-shares
    capital · SH01
  2. 2026-01-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2025-04-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-01-09
    📄
    capital-allotment-shares
    capital · SH01
  5. 2023-12-21
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2023-12-20
    🔒
    Charge registered #1
    Lender: Fleet Mortgages Limited
  7. 2023-07-14
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2023-04-04
    🏢
    Company incorporated
    As 4 ACES PROPERTIES LTD
  9. 2023-04-04
    VARA, Saroji appointed
    director
  10. 2023-04-04
    VARA, Shantilal appointed
    director
  11. 2023-04-04
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

81/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 77 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Shantilal Vara
Individual · British · DOB 01/1949 · age 77
2550%
25–50%board control25-50% shares · 25-50% voting · board control04/04/2023
Mrs Saroji Vara
Individual · British · DOB 07/1957 · age 69
2550%
25–50%board control25-50% shares · 25-50% voting · board control04/04/2023

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2023-04-04
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

110 Cambridge Road
Harrow
HA2 7LE
England

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-12-26
Last: 2025-12-12

Officers (2 active · 0 resigned)

VARA, Saroji
director · ~69y · appointed 2023-04-04
View their other companies + combined net worth →
Active
VARA, Shantilal
director · ~77y · appointed 2023-04-04
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Fleet Mortgages
Fleet Mortgages Limited
A registered charge1 property20/12/2023
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (10 total)

capital-allotment-shares
capital · SH01
2026-02-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-03
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-14
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-11
capital-allotment-shares
capital · SH01
2024-01-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-12-21
appoint-person-director-company-with-name-date
officers · AP01
2023-07-14
incorporation-company
incorporation · NEWINC
2023-04-04