AI OXFORD INVEST LTD
🌿Early-stageactive
14846301 · ltd · incorporated 2023-05-04
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£19.5k
book net assets
Opportunity
66/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
- 68320Management of real estate on a fee or contract basis
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 66/100 (strong), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
8 live charges · 4 lenders · oldest 3.0y
0/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 3.0 years old — likely still in initial term.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
16 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
66/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
50
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £19,510
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£20k
↑ 53% YoY
Current Assets
£5k
↑ 361% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £652.5k | £169.3k |
| Current assets | £4.6k | £1.0k |
| Net assets | £19.5k | £12.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-02-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-10-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-03🔒Charge registered #8Lender: Vida Bank Limited
- 2025-07-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-13🔒Charge registered #7Lender: Vida Bank Limited
- 2025-04-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-28🔒Charge registered #6Lender: Kensington Mortgage Company Limited
- 2025-03-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-20🔓Charge satisfied #4
- 2025-03-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-03🔒Charge registered #5Lender: Kensington Mortgage Company Limited
- 2025-03-03🔒Charge registered #4Lender: Kensington Mortgage Company Limited
- 2025-02-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-19🔒Charge registered #3Lender: Funding 365 Mortgages Limited
- 2024-04-19🔒Charge registered #2Lender: Funding 365 Mortgages Limited
- 2024-03-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-03-25🔓Charge satisfied #1
- 2023-08-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-28🔒Charge registered #1Lender: Barclays Security Trustee Limited
- 2023-05-04🏢Company incorporatedAs AI OXFORD INVEST LTD
- 2023-05-04➕HUSSAIN, Imran appointedsecretary
- 2023-05-04➕HUSSAIN, Amjad appointeddirector
- 2023-05-04➕HUSSAIN, Imran appointeddirector
- 2023-05-04📄incorporation-companyincorporation · NEWINC
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
6 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Amjad Hussain Individual · British · DOB 11/1980 · age 46 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 04/05/2023 |
Mr Imran Hussain Individual · British · DOB 10/1982 · age 44 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 04/05/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · OX postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A LEE SERVICES LIMITED→ 12006270 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ACHILLES VENTURES LTD→ 13305885 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ACUMEN PROPERTY MANAGEMENT LTD→ 13592375 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ADEZ LIMITED→ 15198454 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADVANCED MEASUREMENT GROUP HOLDINGS LTD→ 16268171 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AFSAR BUILDINGS LTD→ 14911970 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AGAN PROPERTY LIMITED→ 11328001 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AGE OF LOVE PROPERTY LTD→ 16277416 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AGMA CAPITAL LIMITED→ 16654688 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AGNP LIMITED→ 09078813 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AHMED HOLY PROPERTIES LTD→ 15818840 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AHN OXFORD PROPERTIES LTD→ 16056236 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-05-04
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
56 Abingdon Road
Oxford
OX1 4PE
United Kingdom
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-05-17
Last: 2026-05-03
Officers (3 active · 0 resigned)
Active
HUSSAIN, Amjad→
Activedirector · ~46y · appointed 2023-05-04
View their other companies + combined net worth →
HUSSAIN, Imran→
Activedirector · ~44y · appointed 2023-05-04
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
8
Total charges
6
Outstanding
3
Active lenders
Status:Lender:8 of 8 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Vida Bank Vida Bank Limited | A registered charge | 1 property | 03/10/2025 | — | |
| outstanding | Vida Bank Vida Bank Limited | A registered charge | 1 property | 13/06/2025 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 28/03/2025 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 03/03/2025 | — | |
| satisfied | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 03/03/2025 | 20/03/2025 | |
| outstanding | Funding 365 Mortgages Funding 365 Mortgages Limited | A registered charge | 1 property | 19/04/2024 | — | |
| outstanding | Funding 365 Mortgages Funding 365 Mortgages Limited | A registered charge | 1 property | 19/04/2024 | — | |
| satisfied | Barclays Barclays Security Trustee Limited | A registered charge | — | 28/07/2023 | 25/03/2024 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (16 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-28
accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-04
mortgage-satisfy-charge-full
mortgage · MR04
2025-03-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-13
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-19
mortgage-satisfy-charge-full
mortgage · MR04
2024-03-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-08-01