CUMBRIA MOVEMENT LTD
💤Zombieactive
14895131 · private-limited-guarant-nsc · incorporated 2023-05-25
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£1.1k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
ALSO REGISTERED FOR
- 85510Sports and recreation education
- 86900Other human health activities
- 90040Operation of arts facilities
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.
Opportunity 71/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (1 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
15 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,078
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£1k
↑ 331% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £78 | £400 |
| Current assets | — | £400 |
| Net assets | £1.1k | £250 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
4
filings
- • 1 confirmation-statement
- • 1 accounts
- • 1 persons-with-significant-control
Last 90 days
6
filings
- • 2 gazette
- • 1 confirmation-statement
- • 1 accounts
Last 180 days
6
filings
- • 2 gazette
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2026-06-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-06-01➖PHILIP, Hannah resigneddirector
- 2026-06-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-06-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-29📄gazette-filings-brought-up-to-dategazette · DISS40
- 2026-04-28📄gazette-notice-compulsorygazette · GAZ1
- 2025-05-28📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-04-14📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-29➖JACQUES, Jamie Jacques resigneddirector
- 2025-01-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-07-09➕JACQUES, Jamie Jacques appointeddirector
- 2024-07-09➕PHILIP, Hannah appointeddirector
- 2024-07-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-07-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-05-25🏢Company incorporatedAs CUMBRIA MOVEMENT LTD
- 2023-05-25➕BARWISE, Davie Jon appointeddirector
- 2023-05-25📄incorporation-companyincorporation · NEWINC
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Davie Jon Barwise Individual · British · DOB 06/1999 · age 27 | — | 75–100% | board control75-100% voting · board control | 25/05/2023 |
1 historic (ceased) PSC
- Ms Hannah Philipceased 01/06/2026· 25-50% voting · board control · significant influence · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · CA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACT LOGIC LIMITED→ 16882554 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AHR 151 LIMITED→ 01835383 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| ARC EDEN LIMITED→ 05299049 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| BROWNRIGG PROPERTIES LIMITED→ 07800966 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CALEDONIAN CONSUMER FINANCE LTD→ 07368004 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| CAREER FINANCE 4 TRADE SKILLS LIMITED→ 06047066 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| CUMBRIA CVS TRADING LIMITED→ 08703970 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| DAVID ALLEN FINANCIAL SERVICES (DALSTON) LIMITED→ 06966976 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| DAVID MALIN FINANCIAL ADVICE LTD→ 15752867 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| DOBIES CUMBRIA FINANCE LIMITED→ 08439091 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| DW 2020 LIMITED→ 12369622 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| EDEN MORTGAGES LIMITED→ 04352612 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc
Incorporated2023-05-25
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
46 Deepdale Drive
Carlisle
CA2 6LS
United Kingdom
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-06-07
Last: 2026-05-24
Officers (1 active · 2 resigned)
BARWISE, Davie Jon→
Activedirector · ~27y · appointed 2023-05-25
View their other companies + combined net worth →
JACQUES, Jamie Jacques→
Resigneddirector · ~21y · appointed 2024-07-09 · resigned 2025-01-29
PHILIP, Hannah→
Resigneddirector · ~24y · appointed 2024-07-09 · resigned 2026-06-01
Click a director name to see their full track record across all companies.
Recent filings (15 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-06-09
accounts-with-accounts-type-micro-entity
accounts · AA
2026-06-02
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-06-01
termination-director-company-with-name-termination-date
officers · TM01
2026-06-01
gazette-filings-brought-up-to-date
gazette · DISS40
2026-04-29
gazette-notice-compulsory
gazette · GAZ1
2026-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-15
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-05-28
change-person-director-company-with-change-date
officers · CH01
2025-04-14
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-07
termination-director-company-with-name-termination-date
officers · TM01
2025-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-09
appoint-person-director-company-with-name-date
officers · AP01
2024-07-09
appoint-person-director-company-with-name-date
officers · AP01
2024-07-09
incorporation-company
incorporation · NEWINC
2023-05-25