KINWELL PHARMACY LTD
🌿Early-stageactive
14907295 · ltd · incorporated 2023-05-31
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£140
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Dispensing chemist in specialised stores
Sector: Wholesale & retail
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 70/100 (strong), bankability 62/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 2.8y
0/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.8 years old — likely still in initial term.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 4 with DOB)
86
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
23 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £140
Key financials
1 year extracted from filed iXBRL accountsCash
£132k
Net Worth
£140
Current Assets
£489k
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 |
|---|---|
| Total assets | £1.68M |
| Current assets | £489.1k |
| Cash | £132.1k |
| Debtors | £271.3k |
| Net assets | £140 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
- 2025-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-24📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2023-12-04✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2023-12-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-11-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-11-14📄appoint-person-secretary-company-with-nameofficers · AP03
- 2023-11-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-11-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-11-09📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-11-09📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-11-09📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-11-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-11-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-11-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-11-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-09🔓Charge satisfied #1
- 2023-11-06➕MIAN, Amirah Fahat appointedsecretary
- 2023-11-06➕MIAN, Iftikar Ali appointeddirector
- 2023-11-06➕MIAN, Mohsin appointeddirector
- 2023-11-06➖HALL, Wendy Margaret resigneddirector
- 2023-11-06➖MUSER, Dominik resigneddirector
- 2023-11-06🔒Charge registered #3Lender: Bank of Scotland PLC
- 2023-09-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-09-21🔓Charge satisfied #2
- 2023-07-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-13🔒Charge registered #2Lender: Barclays Bank PLC, as Security Trustee for the Secured Parties (As Defined in the Instrument)
- 2023-07-13🔒Charge registered #1Lender: Aurelius Crocodile Limited
- 2023-05-31🏢Company incorporatedAs KINWELL PHARMACY LTD
- 2023-05-31➕HALL, Wendy Margaret appointeddirector
- 2023-05-31➕MUSER, Dominik appointeddirector
- 2023-05-31📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 3.0 years old — management layer unlikely to be developed.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Mmi Healthcare Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Mmi Healthcare Ltd
Corporate parent · holds 75-100% shares · board control
⬇
KINWELL PHARMACY LTD
This company · 14907295
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mmi Healthcare Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/11/2023 |
Mr Iftikar Ali Mian Individual · British · DOB 09/1970 · age 56 | — | — | board controlboard control · firm interest | 06/11/2023 |
1 historic (ceased) PSC
- Lloyds Pharmacy Limitedceased 06/11/2023· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 127STAMFORD LIMITED→ 14702421 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 24/7 RETAIL LTD→ 11774454 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 263 VENTURES LTD→ 17018590 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 28 NABIL LTD→ 15255146 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 360 REFLUX LTD→ 16594046 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 3D PRINTED ORTHOTICS LIMITED→ 15893873 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 4 TRADER LTD→ 16836881 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 474CO LIMITED→ 11851238 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 493 LIMITED→ 13169616 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 4BLISS J&N GLOBAL TRADE LTD→ 16258694 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 4FRONT KLUB LIMITED→ 16686015 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4M'S RETAIL ENTERPRISES LTD→ 16433013 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-05-31
Jurisdictionengland-wales
Primary SIC47730 — Dispensing chemist in specialised stores
Registered office
53 Knowsley Street
Cheetham Hill
Manchester
M8 8JF
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-10-01
Last: 2025-09-17
Officers (3 active · 2 resigned)
MIAN, Amirah Fahat→
Activesecretary · appointed 2023-11-06
View their other companies + combined net worth →
MIAN, Iftikar Ali→
Activedirector · ~56y · appointed 2023-11-06
View their other companies + combined net worth →
MIAN, Mohsin→
Activedirector · ~29y · appointed 2023-11-06
View their other companies + combined net worth →
HALL, Wendy Margaret→
Resigneddirector · ~56y · appointed 2023-05-31 · resigned 2023-11-06
MUSER, Dominik→
Resigneddirector · ~59y · appointed 2023-05-31 · resigned 2023-11-06
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
1
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 06/11/2023 | — | |
| satisfied | Barclays Barclays Bank PLC, as Security Trustee for the Secured Parties (As Defined in the Instrument) | A registered charge | 1 property | 13/07/2023 | 21/09/2023 | |
| satisfied | Aurelius Crocodile Aurelius Crocodile Limited | A registered charge | 1 property | 13/07/2023 | 09/11/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (23 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-10
change-account-reference-date-company-current-extended
accounts · AA01
2024-10-24
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-01
certificate-change-of-name-company
change-of-name · CERTNM
2023-12-04
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-12-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-11-16
appoint-person-secretary-company-with-name
officers · AP03
2023-11-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-14
termination-director-company-with-name-termination-date
officers · TM01
2023-11-09
termination-director-company-with-name-termination-date
officers · TM01
2023-11-09
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-11-09
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-11-09
appoint-person-secretary-company-with-name-date
officers · AP03
2023-11-09