90 ST LEONARD'S GATE LTD
🌿Early-stageactive
14919386 · ltd · incorporated 2023-06-06
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£23.2k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
2 live charges · oldest 1.1y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 1.1 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
12 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £23,217
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£23k
↑ 1077% YoY
Current Assets
£16k
↑ 2129% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £23.2k | £2.0k |
| Current assets | £16.0k | £717 |
| Net assets | £23.2k | £2.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (15 events)Click to expand
- 2025-12-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-06-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-20🔒Charge registered #2Lender: Handelsbanken PLC
- 2025-06-20🔒Charge registered #1Lender: Handelsbanken PLC
- 2025-04-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-05➕MERCER, Rachael Elizabeth appointeddirector
- 2025-03-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-03-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-02-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-06🏢Company incorporatedAs 90 ST LEONARD'S GATE LTD
- 2023-06-06➕MERCER, Peter James appointedsecretary
- 2023-06-06➕MERCER, Peter James appointeddirector
- 2023-06-06📄incorporation-companyincorporation · NEWINC
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Rachael Elizabeth Mercer Individual · British · DOB 10/1984 · age 42 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 05/03/2025 |
Mr Peter James Mercer Individual · British · DOB 05/1980 · age 46 | — | — | board controlboard control · firm interest | 06/06/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · SK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 4INABED LTD→ 16293944 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A AND N PROPERTIES NORWICH LTD→ 15143859 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A B PROPERTIES (MANCHESTER) LIMITED→ 11942668 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| A1 HOUSE PROPERTIES LTD→ 16533303 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AA BUILD MANAGEMENT LTD→ 14191428 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AAAN CONSULTANCY LIMITED→ 09241425 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AAF PROPERTY LTD→ 13857167 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AAHCO LIMITED→ 05451776 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| AALTO HOMES LTD→ 13553693 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AAQ REAL ESTATE LIMITED→ 16643991 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AARAV HOUZING LTD→ 13752279 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AARAV JAY LTD→ 13109296 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-06-06
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
69 Mile End Lane
Stockport
SK2 6BP
United Kingdom
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-03-19
Last: 2026-03-05
Officers (3 active · 0 resigned)
MERCER, Peter James→
Activesecretary · appointed 2023-06-06
View their other companies + combined net worth →
MERCER, Peter James→
Activedirector · ~46y · appointed 2023-06-06
View their other companies + combined net worth →
MERCER, Rachael Elizabeth→
Activedirector · ~42y · appointed 2025-03-05
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 20/06/2025 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 20/06/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (12 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-17
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-04-22
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-05
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-05
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-03-05
appoint-person-director-company-with-name-date
officers · AP01
2025-03-05
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-05
incorporation-company
incorporation · NEWINC
2023-06-06