BEYOND WEALTH (FINANCIAL MANAGEMENT) LIMITED

🌿Early-stageactive
15029890 · ltd · incorporated 2023-07-26
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2025
Net worth
book net assets
Opportunity
65/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Active trading company. Reasonable fundamentals — worth a memo before deciding.

Opportunity 65/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (2 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
11 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
65/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Dec 2024Dec 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-12-312024-12-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 accounts
Last 90 days
2
filings
  • 1 accounts
  • 1 confirmation-statement
Last 180 days
6
filings
  • 3 officers
  • 1 accounts
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (15 events)Click to expand
  1. 2026-06-30
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2026-02-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  3. 2026-02-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2026-02-19
    COUZENS, Michael Alastair resigned
    director
  5. 2026-02-19
    FERNS, Michael Andrew resigned
    director
  6. 2026-02-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2026-01-28
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  8. 2025-04-23
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  9. 2025-03-24
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  10. 2023-07-26
    🏢
    Company incorporated
    As BEYOND WEALTH (FINANCIAL MANAGEMENT) LIMITED
  11. 2023-07-26
    FORBES, Charlotte appointed
    secretary
  12. 2023-07-26
    CRESSWELL, Stuart appointed
    director
  13. 2023-07-26
    COUZENS, Michael Alastair appointed
    director
  14. 2023-07-26
    FERNS, Michael Andrew appointed
    director
  15. 2023-07-26
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Young company: Only 3.0 years old — management layer unlikely to be developed.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

2 med ·
2 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: COUZENS, Michael Alastair resigned 2026-02-19; FERNS, Michael Andrew resigned 2026-02-19

Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2026-01-28: certificate-change-of-name-company

Group structure

Adviser Services Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Adviser Services Holdings Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
BEYOND WEALTH (FINANCIAL MANAGEMENT) LIMITED
This company · 15029890

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Adviser Services Holdings Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control26/07/2023

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2023-07-26
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Brookdale Centre
Manchester Road
Knutsford
WA16 0SR
England

Filing status

Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-05-03
Last: 2026-04-19

Officers (2 active · 2 resigned)

FORBES, Charlotte
secretary · appointed 2023-07-26
View their other companies + combined net worth →
Active
CRESSWELL, Stuart
director · ~57y · appointed 2023-07-26
View their other companies + combined net worth →
Active
COUZENS, Michael Alastair
director · ~62y · appointed 2023-07-26 · resigned 2026-02-19
Resigned
FERNS, Michael Andrew
director · ~62y · appointed 2023-07-26 · resigned 2026-02-19
Resigned

Click a director name to see their full track record across all companies.

Recent filings (11 total)

accounts-with-accounts-type-dormant
accounts · AA
2026-06-30
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-19
termination-director-company-with-name-termination-date
officers · TM01
2026-02-23
termination-director-company-with-name-termination-date
officers · TM01
2026-02-23
change-person-director-company-with-change-date
officers · CH01
2026-02-03
certificate-change-of-name-company
change-of-name · CERTNM
2026-01-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-28
accounts-with-accounts-type-dormant
accounts · AA
2025-04-23
change-account-reference-date-company-previous-extended
accounts · AA01
2025-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-12
incorporation-company
incorporation · NEWINC
2023-07-26