7 RICHMOND COURT LIMITED
🌿Early-stageactive
15216688 · ltd · incorporated 2023-10-17
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£346
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 2.1y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 2.1 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (71/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
15 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £346
Key financials
1 year extracted from filed iXBRL accountsCash
£2k
Net Worth
£346
Current Assets
£4k
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 |
|---|---|
| Total assets | £220.9k |
| Current assets | £3.5k |
| Cash | £2.2k |
| Debtors | £1.3k |
| Net assets | £346 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
- 2025-06-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-08-28📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-28📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-05-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-02🔒Charge registered #1Lender: Paragon Bank PLC
- 2023-12-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-30📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-30📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-23📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-10-17🏢Company incorporatedAs 7 RICHMOND COURT LIMITED
- 2023-10-17➕SMALE, Ian Philip appointeddirector
- 2023-10-17➕SMALE, Vanessa Louise appointeddirector
- 2023-10-17📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 2.7 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ian Philip Smale Individual · British · DOB 05/1987 · age 39 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 17/10/2023 |
Mrs Vanessa Louise Smale Individual · British · DOB 02/1988 · age 38 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 17/10/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · SS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 559 LONDON SUB H LIMITED→ 13587681 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 68 LONDON ROAD (BENFLEET) PROPERTY CO. LTD.→ 07691515 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| 7 DAYS PROPERTY INVESTMENT LTD→ 13104184 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 7 ELMS FREEHOLDS LTD→ 14235531 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 770 ESTATES LTD→ 15802299 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 7E BR1 LTD→ 15627753 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 83 & O LIMITED→ 11426519 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 83 HOLDINGS LIMITED→ 11631705 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 83 PROPERTY LIMITED→ 10560055 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 86 WEST ROAD FREEHOLD LIMITED→ 09679939 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 9 METEOR LTD→ 11130997 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| 9 OLD SCHOOL COURT LIMITED→ 10817617 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-10-17
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Monometer House
Rectory Grove
Leigh On Sea
Essex
SS9 2HN
United Kingdom
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-10-30
Last: 2025-10-16
Officers (2 active · 0 resigned)
SMALE, Ian Philip→
Activedirector · ~39y · appointed 2023-10-17
View their other companies + combined net worth →
SMALE, Vanessa Louise→
Activedirector · ~38y · appointed 2023-10-17
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 02/05/2024 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (15 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-16
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-08-28
change-person-director-company-with-change-date
officers · CH01
2024-08-28
change-person-director-company-with-change-date
officers · CH01
2024-08-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-08-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-12-01
change-person-director-company-with-change-date
officers · CH01
2023-11-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-11-30
change-person-director-company-with-change-date
officers · CH01
2023-11-30
change-person-director-company-with-change-date
officers · CH01
2023-10-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-10-23
incorporation-company
incorporation · NEWINC
2023-10-17