BMFL LIMITED

🌿Early-stageactive
15294958 · ltd · incorporated 2023-11-20
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
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Turnover
not disclosed
Net worth
book net assets
Opportunity
72/100
Strong
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

2 live charges · oldest 0.6y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 0.6 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (60/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
7 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (10 events)Click to expand
  1. 2025-10-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2025-10-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2025-10-13
    🔒
    Charge registered #2
    Lender: Lloyds Bank PLC
  4. 2025-10-13
    🔒
    Charge registered #1
    Lender: Lloyds Bank PLC
  5. 2025-08-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2025-03-19
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2025-03-18
    BEN MENAHEM, Ayelet appointed
    director
  8. 2023-11-20
    🏢
    Company incorporated
    As BMFL LIMITED
  9. 2023-11-20
    BEN MENAHEM, Ofir appointed
    director
  10. 2023-11-20
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

71/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +Young company: Only 2.5 years old — management layer unlikely to be developed.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Babylon Seven Real Estate Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Babylon Seven Real Estate Ltd
Corporate parent · holds 75-100% shares · board control
ultimate parent
BMFL LIMITED
This company · 15294958

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Babylon Seven Real Estate Ltd
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control20/11/2023

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2023-11-20
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate

Registered office

62 Church Crescent
London
N3 1BJ
England

Filing status

Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-12-03
Last: 2025-11-19

Officers (2 active · 0 resigned)

BEN MENAHEM, Ayelet
director · ~53y · appointed 2025-03-18
View their other companies + combined net worth →
Active
BEN MENAHEM, Ofir
director · ~53y · appointed 2023-11-20
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Lloyds Banking Group
Lloyds Bank PLC
A registered charge13/10/2025
outstanding
Lloyds Banking Group
Lloyds Bank PLC
A registered charge3 properties13/10/2025
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (7 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-20
appoint-person-director-company-with-name-date
officers · AP01
2025-03-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-08
incorporation-company
incorporation · NEWINC
2023-11-20