ADVIN SPV1 LIMITED

🌿Early-stageactive

15425921 · ltd · incorporated 2024-01-19

Investment thesis

Growth-phase business — story-led; valuation sensitive to momentum.

Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.

Why risky: Price often leads fundamentals; dependency on founder often high.

Why now

Window steady · low confidence

Stable recent picture — watch for any upcoming trigger event.

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

£1

book net assets

Opportunity

76/100

Strong

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What this business does

Primary activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

Sector: Financial & insurance

Investor take

Pursue

Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 76/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

1 live charge · oldest 1.2y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Newest facility, 1.2 years old — likely still in initial term.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (66/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

5 officers (5 active, 5 linked, 5 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

7 connected companies via shared directors

Filing history

11 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

76/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £1

Very low cash

Cash position: £1

Key financials

1 year extracted from filed iXBRL accounts

Cash

£1

Net Worth

£1

Current Assets

—

Current Liabilities

—

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2024-12-31
Total assets	£1
Cash	£1
Net assets	£1

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (16 events)Click to expand

2025-06-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-06
📄
resolution
resolution · RESOLUTIONS
2025-05-06
📄
memorandum-articles
incorporation · MA
2025-04-29
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-28
🔒
Charge registered #1
Lender: Bci Capital Limited (As Security Trustee for the Secured Parties)
2025-04-22
➕
LOY, George William Renwick appointed
director
2025-04-22
➕
WARHURST, Simon appointed
director
2025-04-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-04-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-03-24
📄
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-03-01
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-01-19
🏢
Company incorporated
As ADVIN SPV1 LIMITED
2024-01-19
➕
BAINES, Daniel John appointed
director
2024-01-19
➕
LOY, Timothy John appointed
director
2024-01-19
➕
OTTERBURN, Daniel Henry appointed
director
2024-01-19
📄
incorporation-company
incorporation · NEWINC

Owner dependency

53/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Senior director age: Director aged approximately 61 — approaching natural succession window.
+Young company: Only 2.5 years old — management layer unlikely to be developed.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Similar companies

Active · Financial services · YO postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
CAPITAL CREDIT (LEEDS) LIMITED→ 06849095 · est 2009 · no financials extracted	—	—	—	—	17y	—	—
COUNTRYHEART INVESTMENTS LIMITED→ 11619849 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
CRYPTO FLOW LIMITED→ 10808935 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
DBAZ TRADING LTD→ 16337161 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
DVAM LTD→ 15951379 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ELMGROVE FINANCIAL SERVICES LIMITED→ 15126826 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
ENTERTAINMENT AND LEISURE INSURANCE SERVICES LIMITED→ 01986896 · est 1986 · no financials extracted	—	—	—	—	40y	—	—
EQUINE AND LIVESTOCK INSURANCE COMPANY LIMITED (THE)→ 00294940 · est 1934 · no financials extracted	—	—	—	—	91y	—	—
EVOL TRADING LIMITED→ 09284428 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
EXCEL TRUST COMPANY LIMITED→ 03325200 · est 1997 · no financials extracted	—	—	—	—	29y	—	—
FAIRHAVEN YORK LIMITED→ 04437246 · est 2002 · no financials extracted	—	—	—	—	23y	—	—
FET HOLDINGS LTD→ 14442047 · est 2022 · no financials extracted	—	—	—	—	3y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2024-01-19

Jurisdictionengland-wales

Primary SIC64921 — Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

Registered office

Independence House Millfield Lane

Nether Poppleton

York

YO26 6PH

England

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2027-02-01

Last: 2026-01-18