ADVIN SPV1 LIMITED
🌿Early-stageactive
15425921 · ltd · incorporated 2024-01-19
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£1
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Sector: Financial & insurance
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 76/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 1.0y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 1.0 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (66/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (5 active, 5 linked, 5 with DOB)
90
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
7 connected companies via shared directors
66
Filing history
11 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1
Very low cash
Cash position: £1
Key financials
1 year extracted from filed iXBRL accountsCash
£1
Net Worth
£1
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 |
|---|---|
| Total assets | £1 |
| Cash | £1 |
| Net assets | £1 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
- 2025-06-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-06📄resolutionresolution · RESOLUTIONS
- 2025-05-06📄memorandum-articlesincorporation · MA
- 2025-04-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-28🔒Charge registered #1Lender: Bci Capital Limited (As Security Trustee for the Secured Parties)
- 2025-04-22➕LOY, George William Renwick appointeddirector
- 2025-04-22➕WARHURST, Simon appointeddirector
- 2025-04-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-24📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-03-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-01-19🏢Company incorporatedAs ADVIN SPV1 LIMITED
- 2024-01-19➕BAINES, Daniel John appointeddirector
- 2024-01-19➕LOY, Timothy John appointeddirector
- 2024-01-19➕OTTERBURN, Daniel Henry appointeddirector
- 2024-01-19📄incorporation-companyincorporation · NEWINC
Owner dependency
53/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +Young company: Only 2.3 years old — management layer unlikely to be developed.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · YO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A1 INSURANCE SERVICES LIMITED→ 02299204 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
| ABERDEEN ENTERPRISE FINANCE LIMITED→ 06662401 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| ACORN ASSESSORS LIMITED→ 03552937 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| ADNFC FINANCIAL CONSULTANTS LTD→ 11968206 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADVANCED INHERITANCE LIMITED→ 14906733 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AEF (MALTON) LIMITED→ 07637323 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| AGE UK YORK ENTERPRISES LTD→ 04684417 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| ALAIB LIMITED→ 06833207 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| ALEGRA STRATEGIC LIMITED→ 12386188 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ALL FINANCIAL ADVICE LTD→ 08002906 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| ALTIUS IFA LIMITED→ 16310462 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AMDINE LTD→ 08820148 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2024-01-19
Jurisdictionengland-wales
Primary SIC64921 — Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Registered office
Independence House Millfield Lane
Nether Poppleton
York
YO26 6PH
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-02-01
Last: 2026-01-18
Officers (5 active · 0 resigned)
BAINES, Daniel John→
Activedirector · ~47y · appointed 2024-01-19
View their other companies + combined net worth →
LOY, George William Renwick→
Activedirector · ~32y · appointed 2025-04-22
View their other companies + combined net worth →
LOY, Timothy John→
Activedirector · ~61y · appointed 2024-01-19
View their other companies + combined net worth →
OTTERBURN, Daniel Henry→
Activedirector · ~50y · appointed 2024-01-19
View their other companies + combined net worth →
WARHURST, Simon→
Activedirector · ~47y · appointed 2025-04-22
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Bci Capital (As Security Trustee for the Secured Parties) Bci Capital Limited (As Security Trustee for the Secured Parties) | A registered charge | — | 28/04/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (11 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-12
resolution
resolution · RESOLUTIONS
2025-05-06
memorandum-articles
incorporation · MA
2025-05-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-29
appoint-person-director-company-with-name-date
officers · AP01
2025-04-22
appoint-person-director-company-with-name-date
officers · AP01
2025-04-22
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-04
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-03-01
incorporation-company
incorporation · NEWINC
2024-01-19