55A FILSHAM ROAD LIMITED

🌿Early-stageactive
15477620 · ltd · incorporated 2024-02-09
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
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Turnover
not disclosed
Net worth
book net assets
Opportunity
76/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 70-year-old founder — textbook succession opportunity.

Opportunity 76/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 70). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 1.4y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 1.4 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (58/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
12 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
4
filings
  • 1 persons-with-significant-control
  • 1 confirmation-statement
  • 1 officers
Counts from Companies House filing history.
Corporate timeline (13 events)Click to expand
  1. 2026-02-18
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  2. 2026-02-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2026-02-18
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2025-11-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2025-09-12
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2025-01-20
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2025-01-20
    🔒
    Charge registered #1
    Lender: Aldermore Bank PLC
  8. 2025-01-15
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  9. 2025-01-15
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  10. 2024-02-23
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2024-02-09
    🏢
    Company incorporated
    As 55A FILSHAM ROAD LIMITED
  12. 2024-02-09
    FINCH, Stephen appointed
    director
  13. 2024-02-09
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

95/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder age: Director aged approximately 70 — succession pressure is live.
  • +Young company: Only 2.3 years old — management layer unlikely to be developed.

Succession & seller-readiness

75/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Finch Builders Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Finch Builders Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
55A FILSHAM ROAD LIMITED
This company · 15477620

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

2 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Finch Builders Limited
Corporate entity
75100%
25–50%board control75-100% shares · 75-100% voting · board control31/12/2024
Mr Stephen Finch
Individual · British · DOB 09/1956 · age 70
sig. influencesignificant influence09/02/2024

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2024-02-09
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

55 Filsham Road
St Leonards-On-Sea
TN38 0PA
United Kingdom

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-01-29
Last: 2026-01-15

Officers (1 active · 0 resigned)

FINCH, Stephen
director · ~70y · appointed 2024-02-09
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property20/01/2025
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (12 total)

change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-18
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-18
change-person-director-company-with-change-date
officers · CH01
2026-02-18
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-02-18
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-20
change-person-director-company-with-change-date
officers · CH01
2025-09-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-01-20
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-15
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-01-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-01-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-02-23
incorporation-company
incorporation · NEWINC
2024-02-09