FIRST FINANCE COMMERCIAL LTD
🌿Early-stageactive
15714514 · ltd · incorporated 2024-05-11
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 75/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (5 active, 6 linked, 6 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
19 connected companies via shared directors
90
Filing history
12 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Average employees | 3 | 2 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
4
filings
- • 2 officers
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2026-02-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-01-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-31➖THOMPSON, Benjamin David resigneddirector
- 2025-12-15📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-15➕BRODNICKI, Peter Christopher Steven appointeddirector
- 2025-09-15➕BURGAUD MCCARTHY, Emilie Nadia Marcelline appointeddirector
- 2025-09-15➕MCGRAIL, Ian Robert appointeddirector
- 2025-09-15➕THOMPSON, Benjamin David appointeddirector
- 2025-08-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-02📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-05-11🏢Company incorporatedAs FIRST FINANCE COMMERCIAL LTD
- 2024-05-11➕MCGUIRE, Philip appointeddirector
- 2024-05-11➕RILEY, Ben Fulton appointeddirector
- 2024-05-11📄incorporation-companyincorporation · NEWINC
Owner dependency
53/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
- +Young company: Only 2.0 years old — management layer unlikely to be developed.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
M & R Fm Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
M & R Fm Ltd
Corporate parent · holds 75-100% shares · board control
⬇
FIRST FINANCE COMMERCIAL LTD
This company · 15714514
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
M & R Fm Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 11/05/2024 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · NE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 3 PROPERTY INVESTMENTS LIMITED→ 14284252 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A.M.N.E SECURITY LTD→ 16830151 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABSOLUTE CRM VENTURES LIMITED→ 16702347 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABSOLUTE MEDICALS LIMITED→ 05277366 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ACCIDENT HOTLINE LIMITED→ 05515363 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| ACORN PREMIUM FINANCE LIMITED→ 08859790 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ACP (NO 4) LIMITED→ 11990090 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADAM GOLDSTONE HOLDINGS LIMITED→ 15840047 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADAR HOLDINGS LTD→ 13150960 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ADDERSTONE FINANCE LIMITED→ 11816560 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AFT WEALTH MANAGEMENT LTD→ 13842021 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AJA FAM INVESTMENTS LIMITED→ 11361869 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2024-05-11
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
13 Kensington Terrace
Gateshead
NE11 9SL
United Kingdom
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-03-14
Last: 2026-02-28
Officers (5 active · 1 resigned)
BRODNICKI, Peter Christopher Steven→
Activedirector · ~64y · appointed 2025-09-15
View their other companies + combined net worth →
BURGAUD MCCARTHY, Emilie Nadia Marcelline→
Activedirector · ~46y · appointed 2025-09-15
View their other companies + combined net worth →
MCGRAIL, Ian Robert→
Activedirector · ~47y · appointed 2025-09-15
View their other companies + combined net worth →
MCGUIRE, Philip→
Activedirector · ~45y · appointed 2024-05-11
View their other companies + combined net worth →
RILEY, Ben Fulton→
Activedirector · ~46y · appointed 2024-05-11
View their other companies + combined net worth →
THOMPSON, Benjamin David→
Resigneddirector · ~57y · appointed 2025-09-15 · resigned 2025-12-31
Click a director name to see their full track record across all companies.
Recent filings (12 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-05
termination-director-company-with-name-termination-date
officers · TM01
2026-01-09
change-person-director-company-with-change-date
officers · CH01
2025-12-15
appoint-person-director-company-with-name-date
officers · AP01
2025-09-29
appoint-person-director-company-with-name-date
officers · AP01
2025-09-29
appoint-person-director-company-with-name-date
officers · AP01
2025-09-29
appoint-person-director-company-with-name-date
officers · AP01
2025-09-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-13
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-07-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-12
incorporation-company
incorporation · NEWINC
2024-05-11