ALLEGRO FINANCE LIMITED

🌱Startupactive
15816541 · ltd · incorporated 2024-07-03
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2025
Net worth
book net assets
Opportunity
75/100
Strong
🔔
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What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 75/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

1 live charge · oldest 0.2y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 0.2 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
14 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-12-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
1
filing
  • 1 accounts
Last 90 days
5
filings
  • 1 accounts
  • 1 incorporation
  • 1 change-of-constitution
Last 180 days
7
filings
  • 1 accounts
  • 1 incorporation
  • 1 change-of-constitution
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
  1. 2026-06-05
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2026-04-29
    📄
    memorandum-articles
    incorporation · MA
  3. 2026-04-10
    📄
    statement-of-companys-objects
    change-of-constitution · CC04
  4. 2026-04-10
    📄
    resolution
    resolution · RESOLUTIONS
  5. 2026-04-08
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2026-04-02
    🔒
    Charge registered #1
    Lender: Lemontree Security Custodial Services LTD
  7. 2026-03-04
    📄
    capital-allotment-shares
    capital · SH01
  8. 2025-10-24
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  9. 2025-04-28
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  10. 2025-04-28
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  11. 2025-04-28
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  12. 2025-04-28
    📄
    capital-allotment-shares
    capital · SH01
  13. 2025-03-18
    COLLETT, Samuel James appointed
    director
  14. 2024-07-03
    🏢
    Company incorporated
    As ALLEGRO FINANCE LIMITED
  15. 2024-07-03
    LOWE, Jamieson William George appointed
    director
  16. 2024-07-03
    TOUCHE, Peter Francis appointed
    director
  17. 2024-07-03
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Senior director age: Director aged approximately 58 — approaching natural succession window.
  • +Young company: Only 1.9 years old — management layer unlikely to be developed.

Succession & seller-readiness

40/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.

Red flags

1 med ·
Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2025-04-28: certificate-change-of-name-company

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Samuel James Collett
Individual · British · DOB 10/1980 · age 46
2550%
25–50%25-50% shares · 25-50% voting18/03/2025
Jamieson William George Lowe
Individual · British · DOB 11/1969 · age 57
2550%
25–50%25-50% shares · 25-50% voting03/07/2024
Mr Peter Francis Touche
Individual · British · DOB 10/1968 · age 58
2550%
25–50%25-50% shares · 25-50% voting03/07/2024

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2024-07-03
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding

Registered office

C/O Flb Accountants Llp 1010 Eskdale Road
Winnersh Triangle
Wokingham
Berkshire
RG41 5TS
England

Filing status

Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-03-18
Last: 2026-03-04

Officers (3 active · 0 resigned)

COLLETT, Samuel James
director · ~46y · appointed 2025-03-18
View their other companies + combined net worth →
Active
LOWE, Jamieson William George
director · ~57y · appointed 2024-07-03
View their other companies + combined net worth →
Active
TOUCHE, Peter Francis
director · ~58y · appointed 2024-07-03
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lemontree Security Custodial Services
Lemontree Security Custodial Services LTD
A registered charge02/04/2026
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (14 total)

accounts-with-accounts-type-dormant
accounts · AA
2026-06-05
memorandum-articles
incorporation · MA
2026-04-29
statement-of-companys-objects
change-of-constitution · CC04
2026-04-10
resolution
resolution · RESOLUTIONS
2026-04-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-08
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-05
capital-allotment-shares
capital · SH01
2026-03-04
change-account-reference-date-company-current-extended
accounts · AA01
2025-10-24
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-26
certificate-change-of-name-company
change-of-name · CERTNM
2025-04-28
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-04-28
appoint-person-director-company-with-name-date
officers · AP01
2025-04-28
capital-allotment-shares
capital · SH01
2025-04-28
incorporation-company
incorporation · NEWINC
2024-07-03