AIFIC LIMITED

🌱Startupactive
15843422 · ltd · incorporated 2024-07-17
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
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Turnover
year to Jul 2025
Net worth
£244.3k
book net assets
Opportunity
76/100
Strong
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What this business does
Primary activity: Other credit granting n.e.c.
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle. Family succession underway — not a classic acquisition target.

Opportunity 76/100 (strong), bankability 65/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (71/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (4 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
9 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £244,347

Key financials

1 year extracted from filed iXBRL accounts
Cash
£85k
Net Worth
£244k
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-07-31
Cash£85.3k
Net assets£244.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
3
filings
  • 2 officers
  • 1 accounts
Last 180 days
3
filings
  • 2 officers
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (13 events)Click to expand
  1. 2026-04-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2026-03-13
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  3. 2026-03-12
    ISHERWOOD, Marcus appointed
    director
  4. 2026-03-12
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2026-03-11
    ISHERWOOD, Lucy appointed
    director
  6. 2024-12-03
    📄
    memorandum-articles
    incorporation · MA
  7. 2024-11-12
    📄
    resolution
    resolution · RESOLUTIONS
  8. 2024-11-08
    📄
    capital-variation-of-rights-attached-to-shares
    capital · SH10
  9. 2024-11-08
    📄
    capital-name-of-class-of-shares
    capital · SH08
  10. 2024-07-17
    🏢
    Company incorporated
    As AIFIC LIMITED
  11. 2024-07-17
    ISHERWOOD, Andrew Peter Brigstocke appointed
    director
  12. 2024-07-17
    ISHERWOOD, Melanie Rachel appointed
    director
  13. 2024-07-17
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

61/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +Young company: Only 1.8 years old — management layer unlikely to be developed.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Andrew Peter Brigstocke Isherwood
Individual · British · DOB 11/1964 · age 62
5075%
50–75%board control50-75% shares · 50-75% voting · board control17/07/2024

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2024-07-17
Jurisdictionengland-wales
Primary SIC64929 — Other credit granting n.e.c.

Registered office

22 Wycombe End
Beaconsfield
HP9 1NB
England

Filing status

Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-07-30
Last: 2025-07-16

Officers (4 active · 0 resigned)

ISHERWOOD, Andrew Peter Brigstocke
director · ~62y · appointed 2024-07-17
View their other companies + combined net worth →
Active
ISHERWOOD, Lucy
director · ~20y · appointed 2026-03-11
View their other companies + combined net worth →
Active
ISHERWOOD, Marcus
director · ~25y · appointed 2026-03-12
View their other companies + combined net worth →
Active
ISHERWOOD, Melanie Rachel
director · ~61y · appointed 2024-07-17
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (9 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-17
appoint-person-director-company-with-name-date
officers · AP01
2026-03-13
appoint-person-director-company-with-name-date
officers · AP01
2026-03-12
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-22
memorandum-articles
incorporation · MA
2024-12-03
resolution
resolution · RESOLUTIONS
2024-11-12
capital-variation-of-rights-attached-to-shares
capital · SH10
2024-11-08
capital-name-of-class-of-shares
capital · SH08
2024-11-08
incorporation-company
incorporation · NEWINC
2024-07-17