APOGEE WEALTH HOLDINGS LTD
🌱Startupactive
16171378 · ltd · incorporated 2025-01-08
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Why now
Window opening · high confidence
More negotiable than before — 3 signals weakening over the last 30 days.
- · Bankability: 70 → 57
- · Refinance opportunity: clean_up_first → too_messy
- · Legal friction: low → moderate
- · Live charges: 1 → 2
What changed my view
Last 30 days
Picture worsened over the last 30 days — 3 negative signals vs 1 positive.
- ↓Bankability: 70 → 57
- ↓Live charges: 1 → 2
- ↑Filings: 11 → 13
- ↓Refinance opportunity: clean_up_first → too_messy
- ·Legal friction: low → moderate
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 0.2y
15/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 0.2 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
0 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
13 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
8
filings
- • 3 capital
- • 2 mortgage
- • 1 resolution
Last 180 days
12
filings
- • 4 capital
- • 2 mortgage
- • 2 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
- 2026-06-21📄capital-alter-shares-subdivisioncapital · SH02
- 2026-06-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-06-09📄capital-name-of-class-of-sharescapital · SH08
- 2026-06-09📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2026-06-08📄resolutionresolution · RESOLUTIONS
- 2026-06-08📄memorandum-articlesincorporation · MA
- 2026-06-06📄statement-of-companys-objectschange-of-constitution · CC04
- 2026-06-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-29🔒Charge registered #2Lender: David Peter Clewlow
- 2026-05-29🔒Charge registered #1Lender: Allica Financial Services Limited
- 2026-03-12📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2026-03-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-03-12📄capital-allotment-sharescapital · SH01
- 2025-01-08🏢Company incorporatedAs APOGEE WEALTH HOLDINGS LTD
- 2025-01-08➕HARDSTAFF, Simon Gerald appointeddirector
- 2025-01-08➕ROWLING, Paul Christopher appointeddirector
- 2025-01-08📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Young company: Only 1.5 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · WA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AUTO MARINE CABLES INTERNATIONAL LIMITED→ 12062436 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BAKER STREET HOLDINGS LIMITED→ 10560246 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| BATRAK HOLDINGS LTD→ 15965252 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BATTERSEA PARK COURT RTM COMPANY LIMITED→ 05321181 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| BAUER COMPRESSORS LIMITED→ 03572077 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| BC BIDCO 1 HOLDINGS LTD→ 16333253 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BC BIDCO 1 LTD→ 16338214 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BC BIDCO 4 LIMITED→ 16851223 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BCHANCE LIMITED→ 11427131 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BCW LIMITED→ 09926968 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BDBB LIMITED→ 16554188 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BDR MANAGEMENT LIMITED→ 04539591 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2025-01-08
Jurisdictionengland-wales
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
No.1 Booths Park
Chelford Road
Knutsford
Cheshire
WA16 8GS
United Kingdom
Filing status
Accounts
Next due: 2026-10-08
Last made up to: —
Confirmation statement
Next due: 2027-01-21
Last: 2026-01-07
Officers (2 active · 0 resigned)
HARDSTAFF, Simon Gerald→
Activedirector · ~53y · appointed 2025-01-08
View their other companies + combined net worth →
ROWLING, Paul Christopher→
Activedirector · ~51y · appointed 2025-01-08
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | David Peter Clewlow / Susan Clewlow | A registered charge | 1 property | 29/05/2026 | — | |
| outstanding | Allica Bank Allica Financial Services Limited | A registered charge | — | 29/05/2026 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (13 total)
capital-alter-shares-subdivision
capital · SH02
2026-06-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-06-19
capital-name-of-class-of-shares
capital · SH08
2026-06-09
capital-variation-of-rights-attached-to-shares
capital · SH10
2026-06-09
resolution
resolution · RESOLUTIONS
2026-06-08
memorandum-articles
incorporation · MA
2026-06-08
statement-of-companys-objects
change-of-constitution · CC04
2026-06-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-06-03
notification-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC08
2026-03-12
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-12
capital-allotment-shares
capital · SH01
2026-03-12
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-03
incorporation-company
incorporation · NEWINC
2025-01-08