CHRIS WHALLEY PROPERTY LTD
🌱Startupactive
16259516 · ltd · incorporated 2025-02-18
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Activities of property unit trusts
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 71/100 (strong), bankability 55/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 1.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 1.3 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: low (53/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 1 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
6 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
- 2025-11-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-21🔒Charge registered #4Lender: Together Commercial Finance Limited
- 2025-11-21🔒Charge registered #3Lender: Together Commercial Finance Limited
- 2025-03-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-21🔒Charge registered #2Lender: Apf Holdco Limited
- 2025-03-21🔒Charge registered #1Lender: Apf Holdco Limited
- 2025-02-18🏢Company incorporatedAs CHRIS WHALLEY PROPERTY LTD
- 2025-02-18➕WHALLEY, Christopher appointedsecretary
- 2025-02-18➕WHALLEY, Christopher appointeddirector
- 2025-02-18📄incorporation-companyincorporation · NEWINC
Owner dependency
95/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "WHALLEY" — strong identity link between founder and business.
- +Young company: Only 1.4 years old — management layer unlikely to be developed.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Christopher Whalley Individual · British · DOB 07/1993 · age 33 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 18/02/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · ST postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FGDNMIPF LIMITED→ 13775056 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| FINANCE FOR PROPERTY DEVELOPERS LIMITED→ 09056805 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| FIRMUS WEALTH MANAGEMENT LIMITED→ 11557316 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| FORT80 LTD→ 14687627 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| FOUNTAIN FINANCIAL LIMITED→ 12382557 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| GH FINANCIAL CONSULTANCY LIMITED→ 05007825 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| GILIKER FLYNN INDEPENDENT WEALTH LTD→ 09380994 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| GMG RISK STRATEGIES LIMITED→ 05181604 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| GOLD ENGINE 2021 LIMITED→ 13772195 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| GOLDBROOK LIMITED→ 05097819 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| GRANGE CAPITAL INVESTMENTS LIMITED→ 10148240 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| GRN FINANCIAL SERVICES LIMITED→ 11200120 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
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See pricing →Company details
Statusactive
Typeltd
Incorporated2025-02-18
Jurisdictionengland-wales
Primary SIC64305 — Activities of property unit trusts
Registered office
7 Camellia Close
Stoke On Trent
Staffordshire
ST4 7TL
England
Filing status
Accounts
Next due: 2026-11-18
Last made up to: —
Confirmation statement
Next due: 2027-03-03
Last: 2026-02-17
Officers (2 active · 0 resigned)
WHALLEY, Christopher→
Activesecretary · appointed 2025-02-18
View their other companies + combined net worth →
WHALLEY, Christopher→
Activedirector · ~33y · appointed 2025-02-18
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
4
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 21/11/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 21/11/2025 | — | |
| outstanding | Apf Holdco Apf Holdco Limited | A registered charge | 1 property | 21/03/2025 | — | |
| outstanding | Apf Holdco Apf Holdco Limited | A registered charge | 1 property | 21/03/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (6 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-25
incorporation-company
incorporation · NEWINC
2025-02-18