3MTLETTINGS LTD
🌱Startupactive
16276528 · ltd · incorporated 2025-02-25
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 0.8y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.8 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (55/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
4 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (7 events)Click to expand
- 2025-08-06📄mortgage-create-with-deedmortgage · MR01
- 2025-07-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-22🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2025-02-25🏢Company incorporatedAs 3MTLETTINGS LTD
- 2025-02-25➕JAMES, Gethin Daniel appointeddirector
- 2025-02-25➕JONES, Tracy appointeddirector
- 2025-02-25📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Young company: Only 1.2 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Gethin Daniel James Individual · Welsh · DOB 06/1987 · age 39 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 25/02/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · SA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 360 PROPERTY & LETTINGS GROUP LTD→ 14437318 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 38 HBG LTD→ 16896081 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4REAL ESTATE LIMITED→ 15119929 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 861 LTD→ 08540043 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| A & B DEVELOPMENTS (PEMBS) LTD→ 16515595 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A. BRADSHAW PROPERTY SOLUTIONS LTD→ 12863810 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| A&A PROPCO LIMITED→ 17111235 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AA RENTAL PROPERTY LIMITED→ 15519457 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AASE RENTALS LTD→ 15876831 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABBEY RESIDENTIAL AGENTS LIMITED→ 09002583 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ABBEY ROAD SPV LTD→ 12809349 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ABERAERON PROPERTIES LTD→ 13689616 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2025-02-25
Jurisdictionwales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
3 Morris Terrace
Llandysul
Carmarthenshire
SA44 4RJ
Wales
Filing status
Accounts
Next due: 2026-11-25
Last made up to: —
Confirmation statement
Next due: 2027-03-10
Last: 2026-02-24
Officers (2 active · 0 resigned)
JAMES, Gethin Daniel→
Activedirector · ~39y · appointed 2025-02-25
View their other companies + combined net worth →
JONES, Tracy→
Activedirector · ~40y · appointed 2025-02-25
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 22/07/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (4 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-28
mortgage-create-with-deed
mortgage · MR01
2025-08-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-31
incorporation-company
incorporation · NEWINC
2025-02-25