AMB FINANCIAL SOLUTIONS LTD
🌱Startupactive
16349201 · ltd · incorporated 2025-03-27
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
ALSO REGISTERED FOR
- 65110Life insurance
- 65120Non-life insurance
- 66190Other activities auxiliary to financial services, except insurance and pension funding
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 70/100 (strong), bankability 65/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (55/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
11 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
4
filings
- • 2 capital
- • 1 incorporation
- • 1 resolution
Last 90 days
9
filings
- • 2 capital
- • 2 address
- • 2 persons-with-significant-control
Last 180 days
9
filings
- • 2 capital
- • 2 address
- • 2 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (13 events)Click to expand
- 2026-05-13📄memorandum-articlesincorporation · MA
- 2026-05-13📄resolutionresolution · RESOLUTIONS
- 2026-05-13📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2026-05-13📄capital-name-of-class-of-sharescapital · SH08
- 2026-04-11📍move-registers-to-sail-company-with-new-addressaddress · AD03
- 2026-04-09📍change-sail-address-company-with-new-addressaddress · AD02
- 2026-04-09📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-04-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-04-01📄capital-allotment-sharescapital · SH01
- 2025-03-27🏢Company incorporatedAs AMB FINANCIAL SOLUTIONS LTD
- 2025-03-27➕AMBRIDGE, Amy Elizabeth appointeddirector
- 2025-03-27➕AMBRIDGE, Anthony James appointeddirector
- 2025-03-27📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 1.2 years old — management layer unlikely to be developed.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Anthony James Ambridge Individual · British · DOB 09/1970 · age 56 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 27/03/2025 |
Mrs Amy Elizabeth Ambridge Individual · British · DOB 03/1983 · age 43 | — | — | sig. influencesignificant influence | 27/03/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · RH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ANTHRACITES PROPERTIES LIMITED→ 15404045 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| APEX-INS CONSULTANTS LIMITED→ 16051146 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| APTUS WEALTH LIMITED→ 08165763 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ARE WE WAYWARD LIMITED→ 14005047 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ARK VENTURE INVESTMENTS LIMITED→ 14939939 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ARLBERG CAPITAL LTD→ 08701305 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ARUN 2022 COMPANY→ 14758314 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ASH MORTGAGES LTD→ 12252465 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ASHDOWN ACCOUNTS LTD→ 04430649 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| ASHWORTH & INGRAM COMPENSATION PARTNERS LIMITED→ 16196898 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ASPENHURST LIMITED→ 15029548 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ASSEMBLY PAYMENTS UK LTD→ 12948924 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2025-03-27
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies
Registered office
56 Pollards Oak Crescent
Oxted
RH8 0JQ
England
Filing status
Accounts
Next due: 2026-12-27
Last made up to: —
Confirmation statement
Next due: 2027-04-09
Last: 2026-03-26
Officers (2 active · 0 resigned)
AMBRIDGE, Amy Elizabeth→
Activedirector · ~43y · appointed 2025-03-27
View their other companies + combined net worth →
AMBRIDGE, Anthony James→
Activedirector · ~56y · appointed 2025-03-27
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (11 total)
memorandum-articles
incorporation · MA
2026-05-13
resolution
resolution · RESOLUTIONS
2026-05-13
capital-variation-of-rights-attached-to-shares
capital · SH10
2026-05-13
capital-name-of-class-of-shares
capital · SH08
2026-05-13
move-registers-to-sail-company-with-new-address
address · AD03
2026-04-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-09
change-sail-address-company-with-new-address
address · AD02
2026-04-09
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-04-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-09
capital-allotment-shares
capital · SH01
2025-04-01
incorporation-company
incorporation · NEWINC
2025-03-27