BALGORES COMMERCIAL FINANCE LIMITED
🌱Startupactive
16489884 · ltd · incorporated 2025-06-02
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 76/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
16 connected companies via shared directors
90
Filing history
7 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (9 events)Click to expand
- 2025-06-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-06-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-06-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-02🏢Company incorporatedAs BALGORES COMMERCIAL FINANCE LIMITED
- 2025-06-02➕AUSTIN, Paul Alfred appointeddirector
- 2025-06-02➕GIBBON, Martin appointeddirector
- 2025-06-02➕WHITTEN, Adrian Anthony appointeddirector
- 2025-06-02📄incorporation-companyincorporation · NEWINC
Owner dependency
70/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 74 — succession pressure is live.
- +Young company: Only 1.1 years old — management layer unlikely to be developed.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Martin Gibbon Individual · British · DOB 07/1969 · age 57 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 02/06/2025 |
Mr Paul Alfred Austin Individual · British · DOB 07/1952 · age 74 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 02/06/2025 |
Mr Adrian Anthony Whitten Individual · British · DOB 09/1974 · age 52 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 02/06/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| AIMD INVESTMENT LTD→ 16183406 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AMANDA HOLDEN FINANCIAL PLANNING LTD→ 15169915 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AMBER WEALTH MANAGEMENT LIMITED→ 16241090 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ASCOT INVESTMENT MANAGEMENT LIMITED→ 04432573 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| ATALAYA INVESTMENTS LIMITED→ 10701556 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ATLAS PERSONAL WEALTH MANAGEMENT LTD→ 16255814 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ATTICA CAPITAL LTD→ 09329713 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AV ADVISORS UK LIMITED→ 15132616 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AVAMORE FINANCE 1 LIMITED→ 11674221 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AZREAL LTD→ 15524455 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BALDMAN CAPITAL LTD→ 16768676 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BALGORES FINANCIAL SERVICES LIMITED→ 16848122 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2025-06-02
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
10 High Street
Wickford
SS12 9AZ
United Kingdom
Filing status
Accounts
Next due: 2027-03-02
Last made up to: —
Confirmation statement
Next due: 2027-06-23
Last: 2026-06-09
Officers (3 active · 0 resigned)
AUSTIN, Paul Alfred→
Activedirector · ~74y · appointed 2025-06-02
View their other companies + combined net worth →
GIBBON, Martin→
Activedirector · ~57y · appointed 2025-06-02
View their other companies + combined net worth →
WHITTEN, Adrian Anthony→
Activedirector · ~52y · appointed 2025-06-02
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (7 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-06-09
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-09
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-06-06
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-06-06
appoint-person-director-company-with-name-date
officers · AP01
2025-06-06
appoint-person-director-company-with-name-date
officers · AP01
2025-06-06
incorporation-company
incorporation · NEWINC
2025-06-02