FLEXIBLE PRIVATE CAPITAL LIMITED

🌱Startupactive
16834660 · ltd · incorporated 2025-11-05
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
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Turnover
not disclosed
Net worth
book net assets
Opportunity
73/100
Strong
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 73/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (60/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (5 active, 5 linked, 5 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
16 connected companies via shared directors
90
Filing history
3 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 officers
Last 180 days
2
filings
  • 1 officers
  • 1 change-of-name
Counts from Companies House filing history.
Corporate timeline (9 events)Click to expand
  1. 2026-03-30
    HENDERSON, Stephen appointed
    director
  2. 2026-03-30
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  3. 2025-12-02
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  4. 2025-11-05
    🏢
    Company incorporated
    As FLEXIBLE PRIVATE CAPITAL LIMITED
  5. 2025-11-05
    BOPARAN, Ranjit Singh appointed
    director
  6. 2025-11-05
    HOWLETT, Daniel Michael appointed
    director
  7. 2025-11-05
    PRICE, Paul appointed
    director
  8. 2025-11-05
    SANDERS, Colin George appointed
    director
  9. 2025-11-05
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

60/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -5 active directors: Broader management team in place — suggests transferable governance.
  • +Founder age: Director aged approximately 69 — succession pressure is live.
  • +Young company: Only 0.6 years old — management layer unlikely to be developed.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.

Red flags

1 med ·
Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2025-12-02: certificate-change-of-name-company

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Ranjit Singh Boparan
Individual · British · DOB 08/1966 · age 60
2550%
25–50%25-50% shares · 25-50% voting05/11/2025
Mrs Baljinder Kaur Boparan
Individual · British · DOB 01/1968 · age 58
2550%
25–50%25-50% shares · 25-50% voting05/11/2025

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2025-11-05
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

2nd Floor Colmore Court
9 Colmore Row
Birmingham
B3 2BJ
United Kingdom

Filing status

Accounts
Next due: 2027-08-05
Last made up to:
Confirmation statement
Next due: 2026-11-18
Last:

Officers (5 active · 0 resigned)

BOPARAN, Ranjit Singh
director · ~60y · appointed 2025-11-05
View their other companies + combined net worth →
Active
HENDERSON, Stephen
director · ~69y · appointed 2026-03-30
View their other companies + combined net worth →
Active
HOWLETT, Daniel Michael
director · ~59y · appointed 2025-11-05
View their other companies + combined net worth →
Active
PRICE, Paul
director · ~53y · appointed 2025-11-05
View their other companies + combined net worth →
Active
SANDERS, Colin George
director · ~62y · appointed 2025-11-05
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (3 total)

appoint-person-director-company-with-name-date
officers · AP01
2026-03-30
certificate-change-of-name-company
change-of-name · CERTNM
2025-12-02
incorporation-company
incorporation · NEWINC
2025-11-05