ARDEN & GRACE LIMITED
🌱Startupactive
16987494 · ltd · incorporated 2026-01-26
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 76/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (56/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
5 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
5
filings
- • 2 persons-with-significant-control
- • 1 confirmation-statement
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (7 events)Click to expand
- 2026-02-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-02-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-02-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-27➕MORGAN, Kelly Ann appointeddirector
- 2026-01-26🏢Company incorporatedAs ARDEN & GRACE LIMITED
- 2026-01-26➕NEGUS, Sarah Ann appointeddirector
- 2026-01-26📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +Young company: Only 0.4 years old — management layer unlikely to be developed.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Kelly Ann Morgan Individual · British · DOB 09/1977 · age 49 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 27/01/2026 |
Ms Sarah Ann Negus Individual · British · DOB 08/1967 · age 59 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 26/01/2026 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · CR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ADDINGTON SELSDON LTD→ 15566606 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AFG SARAFI LTD→ 11908161 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AIDSEND REMITTANCE LTD→ 16811257 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALPHACAP LTD→ 09573978 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ARCH CONSULTANTS AVIS LIMITED→ 13741666 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ASSET LOAN MANAGEMENT LIMITED→ 11231090 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ATKINS SPECIAL RISKS LIMITED→ 03115898 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
| AVMK COMMERCIAL FINANCE LTD→ 16501797 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AVOCADO CAPITAL LIMITED→ 14271307 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AWP ASSISTANCE UK LTD→ 01710361 · est 1983 · no financials extracted | — | — | — | — | 43y | — | — |
| AXIL CAPITAL LIMITED→ 13857720 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AYONE FINANCIAL LTD→ 16376728 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2026-01-26
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
Unit 1b Quadrant House North
65b Croydon Road
Caterham
CR3 6PB
England
Filing status
Accounts
Next due: 2027-10-26
Last made up to: —
Confirmation statement
Next due: 2027-03-10
Last: 2026-02-24
Officers (2 active · 0 resigned)
MORGAN, Kelly Ann→
Activedirector · ~49y · appointed 2026-01-27
View their other companies + combined net worth →
NEGUS, Sarah Ann→
Activedirector · ~59y · appointed 2026-01-26
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (5 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-24
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-02-18
appoint-person-director-company-with-name-date
officers · AP01
2026-02-18
incorporation-company
incorporation · NEWINC
2026-01-26