SWFX (IOM) LIMITED
- · Oldest live charge 19.9y old — refinance window within 12 months
No material changes in the last 30 days.
No snapshot from 90 days ago — start tracking from today.
No snapshot from 180 days ago — start tracking from today.
Opportunity 81/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 19.9y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 19.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: low (44/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Recent activity
Corporate timeline (9 events)Click to expand
- 2006-08-03📄legacymortgage · 395
- 2006-07-17🔒Charge registered #1Lender: Isle of Man Film (Doi) Limited
- 2006-06-30➕CITY TRUST LIMITED appointedcorporate-secretary
- 2006-06-30➕BARBER, Sarah appointeddirector
- 2006-06-30➕KAMP, Ralph Michael appointeddirector
- 2006-06-30📄legacyincorporation · BR1-PAR
- 2006-06-30📄legacyincorporation · BR1-BCH
- 2006-06-30📄legacyincorporation · BR1
- 2006-05-25🏢Company incorporatedAs SWFX (IOM) LIMITED
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanSimilar companies
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|---|---|---|---|---|---|---|---|
| UPTOWN INVESTMENTS LIMITED→ FC019380 · est 1996 · no financials extracted | — | — | — | — | 29y | 82 | 65y |
| EASTFIELD CONSULTANTS LIMITED→ FC013861 · est 1986 · no financials extracted | — | — | — | — | 39y | 81 | 64y |
| HARWOOD PROPERTIES TITLE LIMITED→ FC019946 · est 1996 · no financials extracted | — | — | — | — | 29y | 81 | 63y |
| LOWRY INVESTMENTS LIMITED→ FC026637 · est 2005 · no financials extracted | — | — | — | — | 21y | 81 | 79y |
| PUMPKIN LAS CALAS→ FC021091 · est 1997 · no financials extracted | — | — | — | — | 28y | 81 | 63y |
| ACORN PUEBLO EVITA INVESTMENTS→ FC021083 · est 1997 · no financials extracted | — | — | — | — | 28y | 80 | 65y |
| AFGHAN INVESTMENTS LIMITED→ FC019603 · est 1996 · no financials extracted | — | — | — | — | 29y | 80 | 65y |
| ALGRIM INVESTMENTS LIMITED→ FC021071 · est 1997 · no financials extracted | — | — | — | — | 28y | 80 | 65y |
| ALSATION INVESTMENTS LIMITED→ FC019610 · est 1996 · no financials extracted | — | — | — | — | 29y | 80 | 65y |
| ANDANTE PROPERTIES LIMITED→ FC019814 · est 1996 · no financials extracted | — | — | — | — | 29y | 80 | 65y |
| ANDREW PROPERTIES LIMITED→ FC020041 · est 1997 · no financials extracted | — | — | — | — | 29y | 80 | 65y |
| ARDENT LIMITED→ FC019765 · est 1996 · no financials extracted | — | — | — | — | 29y | 80 | 76y |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Isle of Man Film (Doi) Isle of Man Film (Doi) Limited | Deed of security assignment and charge | 1 property | 17/07/2006 | — |