B15 FINCO LIMITED

🏛️Establishedactive
FC035011 · oversea-company · incorporated 2018-01-10
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
76/100
Strong
🔔
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Investor take
Pursue
Active trading company with a 66-year-old founder — textbook succession opportunity.

Opportunity 76/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: low (50/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, no SIC, incorporation date
80
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (3 active, 7 linked, 6 with DOB)
87
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
11 connected companies via shared directors
78
Filing history
16 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
80
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
  1. 2020-05-04
    ✏️
    change-of-name-overseas-by-resolution-with-date
    change-of-name · OSNM01
  2. 2020-03-14
    📄
    termination-person-director-overseas-company-with-name-termination-date
    officers · OSTM01
  3. 2020-03-14
    📄
    appoint-person-director-overseas-company-with-name-appointment-date
    officers · OSAP01
  4. 2020-02-14
    📄
    accounts-with-accounts-type-full
    accounts · AA
  5. 2020-02-01
    GULLAN, Allan appointed
    director
  6. 2020-01-26
    MOONEY, Anthony David resigned
    director
  7. 2019-09-04
    📄
    termination-person-director-overseas-company-with-name-termination-date
    officers · OSTM01
  8. 2019-09-04
    📄
    appoint-person-director-overseas-company-with-name-appointment-date
    officers · OSAP01
  9. 2019-07-01
    DEANE, Stuart John resigned
    director
  10. 2019-07-01
    MOONEY, Anthony David appointed
    director
  11. 2019-06-11
    📄
    appoint-person-director-overseas-company-with-name-appointment-date
    officers · OSAP01
  12. 2019-06-11
    📄
    termination-person-director-overseas-company-with-name-termination-date
    officers · OSTM01
  13. 2019-03-29
    DEANE, Stuart John appointed
    director
  14. 2019-03-29
    PATON, Hamish Stewart resigned
    director
  15. 2019-02-01
    📄
    accounts-with-accounts-type-full
    accounts · AA
  16. 2018-11-08
    📄
    appoint-person-director-overseas-company-with-name-appointment-date
    officers · OSAP01
  17. 2018-11-08
    📄
    termination-person-director-overseas-company-with-name-termination-date
    officers · OSTM01
  18. 2018-10-03
    CAMPBELL, Graeme James appointed
    director
  19. 2018-10-03
    MABY, Alexander Miles resigned
    director
  20. 2018-02-01
    OGIER GLOBAL COMPANY SECRETARY (JERSEY) LIMITED appointed
    corporate-secretary
  21. 2018-02-01
    MABY, Alexander Miles appointed
    director
  22. 2018-02-01
    PATON, Hamish Stewart appointed
    director
  23. 2018-02-01
    📄
    appointment-at-registration-of-person-authorised-to-represent
    annual-return · OS-PAR
  24. 2018-02-01
    📄
    appointment-at-registration-of-person-authorised-to-represent
    annual-return · OS-PAR
  25. 2018-02-01
    📄
    appointment-at-registration-of-person-authorised-to-accept-service
    annual-return · OS-PAR
  26. 2018-02-01
    📄
    appointment-at-registration-of-person-authorised-to-accept-service
    annual-return · OS-PAR
  27. 2018-02-01
    📄
    register-overseas-company
    incorporation · OSIN01
  28. 2018-01-10
    🏢
    Company incorporated
    As B15 FINCO LIMITED

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 66 — succession pressure is live.

Succession & seller-readiness

56/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeoversea-company
Incorporated2018-01-10
Jurisdictionunited-kingdom
Primary SIC

Registered office

3rd Floor 44 Esplanade
St. Helier
Jersey
JE4 9WG

Filing status

Accounts
Next due:
Last made up to: 2019-03-31
Confirmation statement
Next due:
Last:

Officers (3 active · 4 resigned)

OGIER GLOBAL COMPANY SECRETARY (JERSEY) LIMITED
corporate-secretary · appointed 2018-02-01
View their other companies + combined net worth →
Active
CAMPBELL, Graeme James
director · ~54y · appointed 2018-10-03
View their other companies + combined net worth →
Active
GULLAN, Allan
director · ~66y · appointed 2020-02-01
View their other companies + combined net worth →
Active
DEANE, Stuart John
director · ~61y · appointed 2019-03-29 · resigned 2019-07-01
Resigned
MABY, Alexander Miles
director · ~52y · appointed 2018-02-01 · resigned 2018-10-03
Resigned
MOONEY, Anthony David
director · ~55y · appointed 2019-07-01 · resigned 2020-01-26
Resigned
PATON, Hamish Stewart
director · ~50y · appointed 2018-02-01 · resigned 2019-03-29
Resigned

Click a director name to see their full track record across all companies.

Recent filings (16 total)

change-of-name-overseas-by-resolution-with-date
change-of-name · OSNM01
2020-05-04
termination-person-director-overseas-company-with-name-termination-date
officers · OSTM01
2020-03-14
appoint-person-director-overseas-company-with-name-appointment-date
officers · OSAP01
2020-03-14
accounts-with-accounts-type-full
accounts · AA
2020-02-14
termination-person-director-overseas-company-with-name-termination-date
officers · OSTM01
2019-09-04
appoint-person-director-overseas-company-with-name-appointment-date
officers · OSAP01
2019-09-04
appoint-person-director-overseas-company-with-name-appointment-date
officers · OSAP01
2019-06-11
termination-person-director-overseas-company-with-name-termination-date
officers · OSTM01
2019-06-11
accounts-with-accounts-type-full
accounts · AA
2019-02-01
appoint-person-director-overseas-company-with-name-appointment-date
officers · OSAP01
2018-11-08
termination-person-director-overseas-company-with-name-termination-date
officers · OSTM01
2018-11-08
appointment-at-registration-of-person-authorised-to-represent
annual-return · OS-PAR
2018-02-01
appointment-at-registration-of-person-authorised-to-represent
annual-return · OS-PAR
2018-02-01
appointment-at-registration-of-person-authorised-to-accept-service
annual-return · OS-PAR
2018-02-01
appointment-at-registration-of-person-authorised-to-accept-service
annual-return · OS-PAR
2018-02-01