CONSUMABLE PRODUCTS LIMITED
- · Oldest live charge 50.2y old — refinance window within 12 months
Opportunity 78/100 (strong), bankability 85/100. Strong seller-intent signal (68/100, director aged 53). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 50.2y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 50.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Average employees | 2300 | 2200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (31 events)Click to expand
- 2026-02-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-20➖MCGOWAN, Alexandra Chloe resigneddirector
- 2023-10-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-08-01➕MCGOWAN, Alexandra Chloe appointeddirector
- 2023-08-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-03-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-01📄change-person-secretary-company-with-change-dateofficers · CH03
- 2022-12-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-12-01📄change-person-director-company-with-change-dateofficers · CH01
- 2022-12-01📄change-person-director-company-with-change-dateofficers · CH01
- 2022-03-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-01-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-01-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-12-31➖MCGOWAN, Margaret resigneddirector
- 2018-10-30➖MCGOWAN, Ernest Raymond resigneddirector
- 2018-09-20📄resolutionresolution · RESOLUTIONS
- 2016-06-16➕MCGOWAN, Patricia Louise appointeddirector
- 2010-10-08🔓Charge satisfied #2
- 2010-10-08🔓Charge satisfied #1
- 2004-12-13➖MCGOWAN, Richard resigneddirector
- 2004-10-06➕MCGOWAN, Nigel Walter appointedsecretary
- 2004-10-06➖MCGOWAN, Margaret resignedsecretary
- 2004-02-26➕MCGOWAN, Nigel Walter appointeddirector
- 1980-07-11🔒Charge registered #2Lender: Lombard & Ulster
- 1976-03-11🔒Charge registered #1Lender: Ulster Bank LTD
- 1947-12-10🏢Company incorporatedAs CONSUMABLE PRODUCTS LIMITED
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 78 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Nigel Walter Mcgowan Individual · British · DOB 03/1973 · age 53 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · BT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CAREFORSONS NORTHERN IRELAND LIMITED→ NI684000 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CASTLEDERG BUILDING SUPPLIES LTD.→ NI607444 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CDMEE LTD→ NI011816 · est 1977 · no financials extracted | — | — | — | — | 49y | — | — |
| CH TRADE LIMITED→ NI647847 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CHAIRWAY TO HEAVEN LTD→ NI726660 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CHENLINGQSDQ LIMITED→ NI710505 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CITY LIGHTS CANDLES LTD→ NI691555 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CLIFFORD MCMULLAN & CO LIMITED→ NI000364 · est 1926 · no financials extracted | — | — | — | — | 99y | — | — |
| COFRA FURNITURE LTD→ NI715454 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| COMMERCIAL SHIPPING COMPANY (OILS) LIMITED→ NI027775 · est 1993 · no financials extracted | — | — | — | — | 32y | — | — |
| CONSUMER FOODS VAN SALES LIMITED→ NI678671 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CONWAY SERVICES LTD→ NI658889 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lombard & Ulster | Mortgage or charge | 3 properties | 11/07/1980 | 08/10/2010 | |
| satisfied | NatWest Group Ulster Bank LTD | Mortgage or charge | 1 property | 11/03/1976 | 08/10/2010 |