W.J. MCCOLGAN & CO LIMITED

🌳Matureactive
NI010195 · ltd · incorporated 1974-05-17
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
73/100
Strong
🔔
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What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.

Opportunity 73/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (78/100).

🏦

Refinance opportunity

9 live charges · 4 lenders · oldest 50.3y

45/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 50.3 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 35/100 — workable, but lender will want more DD.
  • · Profitable and stable/growing — lender coverage supportable.

Data confidence

Overall: medium (73/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 7 with DOB)
86
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
167 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Profitable
Profit before tax £423,000

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-31
Profit before tax£423.0k
Average employees0

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (50 events)Click to expand
  1. 2025-12-22
    📄
    accounts-with-accounts-type-full
    accounts · AA
  2. 2025-06-16
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2025-06-13
    🔒
    Charge registered #9
    Lender: National Westminster Bank PLC (Trading as Ulster Bank)
  4. 2025-02-27
    📄
    accounts-with-accounts-type-group
    accounts · AA
  5. 2024-01-10
    📄
    accounts-with-accounts-type-group
    accounts · AA
  6. 2022-12-15
    📄
    accounts-with-accounts-type-group
    accounts · AA
  7. 2022-04-11
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  8. 2022-04-11
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  9. 2021-12-02
    📄
    accounts-with-accounts-type-group
    accounts · AA
  10. 2021-11-09
    ➕
    HAMPTON, Grainne appointed
    secretary
  11. 2021-11-09
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  12. 2021-11-09
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  13. 2021-11-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  14. 2021-11-09
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  15. 2021-10-18
    ➖
    MCCOLGAN, Patrick resigned
    secretary
  16. 2021-10-18
    ➖
    MCCOLGAN, Patrick resigned
    director
  17. 2021-09-27
    📄
    capital-cancellation-shares
    capital · SH06
  18. 2021-09-27
    📄
    capital-return-purchase-own-shares
    capital · SH03
  19. 2021-09-23
    📄
    capital-cancellation-shares
    capital · SH06
  20. 2021-07-23
    ➕
    HAMPTON, Grainne appointed
    director
  21. 2021-07-23
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  22. 2021-07-05
    📄
    capital-cancellation-shares
    capital · SH06
  23. 2021-07-05
    📄
    capital-return-purchase-own-shares
    capital · SH03
  24. 2021-05-26
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  25. 2021-05-25
    🔒
    Charge registered #8
    Lender: The Governor and Company of the Bank of Ireland (As Security Trustee)
  26. 2020-12-17
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  27. 2019-12-10
    ➕
    MCCOLGAN, William James appointed
    director
  28. 2019-11-27
    ➖
    MCCOLGAN, Brian resigned
    director
  29. 2003-05-30
    ➖
    CULLEN, Paul resigned
    director
  30. 2003-05-26
    ➕
    CULLEN, Paul appointed
    director
  31. 2001-03-31
    ➖
    MCCOLGAN, Margaret resigned
    director
  32. 2001-03-31
    ➖
    MCCOLGAN, William resigned
    director
  33. 1986-09-26
    🔓
    Charge satisfied #5
  34. 1986-07-23
    🔓
    Charge satisfied #6
  35. 1986-05-14
    🔒
    Charge registered #7
    Lender: The Governor & Company of the Bank of Ireland
  36. 1984-05-16
    🔓
    Charge satisfied #4
  37. 1984-05-16
    🔓
    Charge satisfied #3
  38. 1984-05-16
    🔓
    Charge satisfied #1
  39. 1983-12-05
    🔒
    Charge registered #6
    Lender: The Governor & Company of the Bank of Ireland
  40. 1982-11-23
    🔒
    Charge registered #5
    Lender: Allied Irish Banks Limited
  41. 1980-04-18
    🔒
    Charge registered #4
    Lender: Allied Irish Banks Limited
  42. 1977-05-02
    🔒
    Charge registered #3
    Lender: Allied Irish Banks Limited
  43. 1976-11-22
    🔒
    Charge registered #2
    Lender: The Governor & Company of the Bank of Ireland
  44. 1976-02-03
    🔒
    Charge registered #1
    Lender: Allied Irish Banks Limited
  45. 1974-05-17
    🏢
    Company incorporated
    As W.J. MCCOLGAN & CO LIMITED
  46. 1974-05-17
    ➕
    MCCOLGAN, Patrick appointed
    secretary
  47. 1974-05-17
    ➕
    MCCOLGAN, Brian appointed
    director
  48. 1974-05-17
    ➕
    MCCOLGAN, Margaret appointed
    director
  49. 1974-05-17
    ➕
    MCCOLGAN, Patrick appointed
    director
  50. 1974-05-17
    ➕
    MCCOLGAN, William appointed
    director

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "MCCOLGAN" — strong identity link between founder and business.

Succession & seller-readiness

46/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 52 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Pj Mccolgan Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Pj Mccolgan Ltd
Corporate parent · holds 75-100% shares
ultimate parent
⬇
W.J. MCCOLGAN & CO LIMITED
This company · NI010195

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Pj Mccolgan Ltd
Corporate entity
75–100%
75–100%75-100% shares · 75-100% voting06/04/2022
2 historic (ceased) PSCs
  • Mr Patrick Mccolganceased 06/04/2022· 25-50% shares · 25-50% voting
  • Mr Brian Mccolganceased 27/05/2021· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1974-05-17
Jurisdictionnorthern-ireland
Primary SIC64209 — Activities of other holding companies n.e.c.

Registered office

Strathmore Drive,
Dublin Road Industrial Estate,
Strabane,
Co.Tyrone
BT82 9EA

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-12
Last: 2025-09-28

Officers (3 active · 6 resigned)

HAMPTON, Grainne→
secretary · appointed 2021-11-09
View their other companies + combined net worth →
Active
HAMPTON, Grainne→
director · ~50y · appointed 2021-07-23
View their other companies + combined net worth →
Active
MCCOLGAN, William James→
director · ~51y · appointed 2019-12-10
View their other companies + combined net worth →
Active
MCCOLGAN, Patrick→
secretary · appointed 1974-05-17 · resigned 2021-10-18
Resigned
CULLEN, Paul→
director · ~62y · appointed 2003-05-26 · resigned 2003-05-30
Resigned
MCCOLGAN, Brian→
director · ~74y · appointed 1974-05-17 · resigned 2019-11-27
Resigned
MCCOLGAN, Margaret→
director · ~82y · appointed 1974-05-17 · resigned 2001-03-31
Resigned
MCCOLGAN, Patrick→
director · ~78y · appointed 1974-05-17 · resigned 2021-10-18
Resigned
MCCOLGAN, William→
director · ~80y · appointed 1974-05-17 · resigned 2001-03-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

9
Total charges
4
Outstanding
3
Active lenders
Status:Lender:9 of 9 shown
TypeProperties
outstanding
NatWest Group
National Westminster Bank PLC (Trading as Ulster Bank)
A registered charge—13/06/2025—
outstanding
The Governor and Company of the Bank of Ireland (As Security Trustee)
A registered charge—25/05/2021—
outstanding
The Governor & Company of the Bank of Ireland
Debenture1 property14/05/1986—
satisfied
The Governor & Company of the Bank of Ireland
Mortgage1 property05/12/198323/07/1986
satisfied
Allied Irish Banks
Allied Irish Banks Limited
Mortgage1 property23/11/198226/09/1986
satisfied
Allied Irish Banks
Allied Irish Banks Limited
Equitable mortgage by deposit of title deeds without written instrument1 property18/04/198016/05/1984
satisfied
Allied Irish Banks
Allied Irish Banks Limited
Equitable mortgage by deposit of title deeds without written instrument1 property02/05/197716/05/1984
outstanding
The Governor & Company of the Bank of Ireland
Equitable mortgage by deposit of title deeds without written instrument1 property22/11/1976—
satisfied
Allied Irish Banks
Allied Irish Banks Limited
Equitable mortgage by deposit of title deeds without written instrument1 property03/02/197616/05/1984
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (167 total)

accounts-with-accounts-type-full
accounts · AA
2025-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-16
accounts-with-accounts-type-group
accounts · AA
2025-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-02
accounts-with-accounts-type-group
accounts · AA
2024-01-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-12
accounts-with-accounts-type-group
accounts · AA
2022-12-15
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-28
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2022-04-11
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-04-11
accounts-with-accounts-type-group
accounts · AA
2021-12-02
confirmation-statement-with-updates
confirmation-statement · CS01
2021-11-09
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2021-11-09
appoint-person-secretary-company-with-name-date
officers · AP03
2021-11-09