J.D. FORK TRUCKS LIMITED
- · Thesis: well-run, low negotiation leverage
Opportunity 78/100 (strong), bankability 77/100. Strong seller-intent signal (78/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
5 live charges · 4 lenders · oldest 43.5y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 43.5 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £388.8k | £84.1k |
| Current assets | £892.3k | £268.1k |
| Cash | £109.8k | £18.0k |
| Debtors | £66.6k | £64.9k |
| Net assets | £341.8k | £67.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (46 events)Click to expand
- 2025-11-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-12➖MCCARRY-BOGLE, Sinead resigneddirector
- 2025-09-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-18🔓Charge satisfied #1
- 2025-09-18🔓Charge satisfied #5
- 2025-09-18🔓Charge satisfied #4
- 2025-09-18🔓Charge satisfied #3
- 2025-07-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-01-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-03-22📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-03-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-13➖COOKE, John G resignedsecretary
- 2022-12-13➖COOKE, John Gracey resigneddirector
- 2022-12-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-12-13📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-11-08📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-11-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-11-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-11-04📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2022-11-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-11-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-11-04📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-11-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-11-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-11-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-11-01➕GRAHAM, Ross Peter John appointeddirector
- 2022-11-01➕MCCARRY, Sean Patrick appointeddirector
- 2022-11-01➖COOKE, Jonathan Alexander resigneddirector
- 2022-11-01➕MCCARRY-BOGLE, Sinead appointeddirector
- 2009-01-01➕COOKE, John G appointedsecretary
- 2009-01-01➖LOUGHREY, Michael D resignedsecretary
- 2005-01-10🔒Charge registered #1Lender: Aib Group (UK) PLC
- 2003-08-14➕COOKE, Jonathan Alexander appointeddirector
- 2002-07-31➖MCMEEKIN, Desmond resigneddirector
- 1992-11-06🔒Charge registered #5Lender: The Governor & Company of the Bank of Ireland
- 1987-04-13🔒Charge registered #4Lender: Niib Group Limited
- 1985-11-06🔓Charge satisfied #2
- 1984-01-16🔒Charge registered #3Lender: The Governor & Company of the Bank of Ireland
- 1982-12-07🔒Charge registered #2Lender: Allied Irish Banks Limited
- 1980-09-17➕MCMEEKIN, Desmond appointeddirector
- 1977-10-27🏢Company incorporatedAs J.D. FORK TRUCKS LIMITED
- 1977-10-27➕LOUGHREY, Michael D appointedsecretary
- 1977-10-27➕COOKE, John Gracey appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 69 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 49 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ross Peter John Graham Individual · British · DOB 07/1979 · age 47 | 25–50% | — | 25-50% shares | 01/11/2022 |
Mr Sean Patrick Mccarry Individual · Irish · DOB 10/1957 · age 69 | 25–50% | — | 25-50% shares | 01/11/2022 |
1 historic (ceased) PSC
- Mr John Gracey Cookeceased 01/11/2022· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 6 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Aib Group (UK) Aib Group (UK) PLC | Mortgage or charge | 1 property | 10/01/2005 | 18/09/2025 | |
| satisfied | The Governor & Company of the Bank of Ireland | Mortgage | 1 property | 06/11/1992 | 18/09/2025 | |
| satisfied | Niib Group Niib Group Limited | Mortgage | 1 property | 13/04/1987 | 18/09/2025 | |
| satisfied | The Governor & Company of the Bank of Ireland | Debenture | 1 property | 16/01/1984 | 18/09/2025 | |
| satisfied | Allied Irish Banks Allied Irish Banks Limited | Debenture | 1 property | 07/12/1982 | 06/11/1985 |