SUNSWIFT ENTERPRISES LIMITED

🌳Matureactive
NI025353 · ltd · incorporated 1991-03-14
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 33.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£521.3k
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Development of building projects
Sector: Construction
ALSO REGISTERED FOR
  • 93290Other amusement and recreation activities n.e.c.
Investor take
Pursue
Active trading company with a 69-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 65/100. Strong seller-intent signal (83/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 4 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 2 lenders · oldest 33.8y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 33.8 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
94 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £521,294
Cash YoY
+137%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£98k
↑ 137% YoY
Net Worth
£521k
↑ 14% YoY
Current Assets
£430k
↑ 20% YoY
Current Liabilities
—
£0£104k£209k£313k£417k£521kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£526.0k£458.4k
Current assets£429.7k£359.3k
Cash£98.4k£41.5k
Debtors£14.1k£14.9k
Net assets£521.3k£458.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2025-08-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-08-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-08-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-11-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2021-09-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-03-15
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  7. 2021-03-15
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  8. 2020-06-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2019-05-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2018-06-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2017-09-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2016-09-16
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  13. 2016-01-26
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2015-09-28
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2015-02-12
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2007-07-10
    🔒
    Charge registered #3
    Lender: Aib Group (UK) PLC
  17. 2006-04-12
    🔒
    Charge registered #2
    Lender: Aib Group (UK) PLC
  18. 2003-08-22
    🔒
    Charge registered #1
    Lender: Aib Group (UK) PLC
  19. 1992-07-27
    🔒
    Charge registered #4
    Lender: Allied Irish Banks PLC
  20. 1991-03-14
    🏢
    Company incorporated
    As SUNSWIFT ENTERPRISES LIMITED
  21. 1991-03-14
    ➕
    MCGRANAGHAN, Michael Gerard appointed
    secretary
  22. 1991-03-14
    ➕
    MC GRANAGHAN, Michael appointed
    director
  23. 1991-03-14
    ➕
    RODGERS, Micheal appointed
    director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 35 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 69 — succession pressure is live.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 35 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 35 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Micheal Rodgers
Individual · Irish · DOB 06/1957 · age 69
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Mr Michael Gerard Mcgranaghan
Individual · Irish · DOB 03/1957 · age 69
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1991-03-14
Jurisdictionnorthern-ireland
Primary SIC41100 — Development of building projects

Registered office

17 Clarendon Road
Clarendon Dock
Belfast
BT1 3BG

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-14
Last: 2025-12-31

Officers (3 active · 0 resigned)

MCGRANAGHAN, Michael Gerard→
secretary · appointed 1991-03-14
View their other companies + combined net worth →
Active
MC GRANAGHAN, Michael→
director · ~69y · appointed 1991-03-14
View their other companies + combined net worth →
Active
RODGERS, Micheal→
director · ~69y · appointed 1991-03-14
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
4
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Aib Group (UK)
Aib Group (UK) PLC
Mortgage or charge4 properties10/07/2007—
outstanding
Aib Group (UK)
Aib Group (UK) PLC
Mortgage or charge1 property12/04/2006—
outstanding
Aib Group (UK)
Aib Group (UK) PLC
Mortgage or charge1 property22/08/2003—
outstanding
Allied Irish Banks
Allied Irish Banks PLC
Equitable mortgage1 property27/07/1992—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (94 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-03-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-03-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-06-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-01-23